Another unit linked insurance key of Tata AIG Life is Tata AIG Life Invest Assure Optima. This insurance policy helps to optimize the investment returns with a mixture of guaranteed addition and high allocation. This policy also provides whole financial security.
The Eligibility For Tata AIG Life Invest Assure Optima Is:
- Minimum age of issue is 0 years.
- Maximum age of issue is 55 years.
- Maximum maturity age is 70 years.
The Key Features Of Tata AIG Life Invest Assure Optima Are:
- This policy brings guaranteed addition.
- The minimum premium for the policy is Rs 15,000/- per annum.
- The available policy terms are 10, 15, 20, 25, 30 years.
- Premiums paid under this plan are eligible for tax benefits under 4 Section 80C of the Income Tax Act, 1961.
- This policy gives option to save under Systematic Money Allocation & Regular Transfer Investment (SMART).
- Premium Paying Term under this policy is 10, 15, 20, 25, 30 years.
- Minimum Sum Assured under this policy is 5 times the Annualized Premium.
- Maximum Sum Assured under this policy is “Policy Term” times the Annualized Premium.
- The policy holder can decide from five available riders. These riders are not compulsory and are available at a small extra expenditure.
The policy holder can choose between seven Investment Fund Options i.e. Whole Life Mid-Cap Equity Fund, Whole Life Short Term Fixed Income Fund, Whole Life Income Fund, Whole Life Stable Growth Fund, Whole Life Aggressive Growth Fund, Large-Cap Equity Fund and Select Equity Fund.
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Tags: insurance plan, TATA AIG Life Insurance, TATA AIG Life Invest Assure Optima