Tata Aig Life Health First | TATA AIG Life Insurance

This is a health insurance from Tata AIG life that has been planned specifically to offer safety to its insured customers. In thus policy, a lump sum amount is guaranteed irrespective of the medical expenses that have been incurred by the insured.

Here the insured can make a purchase of this policy even he/she is having one more medical insurance policy that is still within the term. Moreover the insured can also renew the policy without having to experience through any other medical examination up to the age of 64.

Some of the benefits of Tata AIG Life Health First policy offers to its insured customers are as follows:

In this very policy, the insured is eligible to get hospitalization advantage on daily basis under which the insured would receive Rs. 2,500/- in each day.
Surgical Benefit is also offered in which Rs. 1, 25,000/- is paid as a lump sum amount mainly for surgical events. The amount is paid even if the cost of surgery is less then the amount particular in the policy document.
Post-hospitalization Benefit is also available under this policy under which the insured would be getting Rs. 12, 50, 000/- for its first analysis case as specified under the schedule of 12 serious illnesses.
The insured is also eligible to get death benefit in which the insured would be receiving death cover of Rs. 10,000/- is also provided to maintain the family. But this benefit is availed only if the insured hasn’t claimed any other benefit.

Apart from this the insured is also eligible to have tax benefit under this policy. The premium that has been paid to keep the policy in strength is eligible for tax deductions under section 80D. The premium that is paid for life insurance benefit is eligible for tax benefits under section 80C of the Income Tax Act, 1961.

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Tags: Health Insurance, insurance policy, TATA AIG Life Insurance