Tata AIA Maha Raksha Supreme | Eligibility | Features | Premium

Tata AIA Life Insurance Maha Raksha Supreme is that solution that provides this required financial protection to your family.Tata AIA Life Insurance Maha Raksha Supreme, a non-linked, non-participating Term Insurance plan, offers you a wide range of choices to fulfill your family’s specific needs of financial protection.

Key Features of Maha Raksha Supreme:

  • Choose the type of protection you need
    • Pure Protection Cover - the simplest form of life insurance cover
    • Extra Protection Cover - insurance cover combined with an inbuilt Waiver of Premium, which ensures the continuity of your life insurance cover in case of Total Permanent Disability
  • Choose an option to enhance your protection cover in the future
    • With Life Stage Plus Option, you can increase cover at future milestone events in your life without the hassles of fresh medical underwriting
  • Inbuilt Payout Accelerator Benefit advances 50% of Basic Sum Assured in the event of a Terminal Illness diagnosis, to help with expenses when needed most
  • Pay as Single Premium or as Regular premiums to suit your convenience
  • Discounted rates for female lives
  • Discounted rates for a non-smoking lifestyle
  • Choose from an array of riders for additional protection
Eligibility of Maha Raksha Supreme:
Plan Options Plan Options Pure Protection Cover (Without Inbuilt Waiver of Premium Benefit) Extra Protection Cover(With Inbuilt Waiver of Premium Benefit )
Entry Age 18 – 70 Years

18 – 55 Years

Maturity Age Max: 80 Years Max: 65 Years
Basic Sum Assured Min: 5,000,000 & Max: No Limit Subject to Underwriting
Policy Term 10 – 40 Years
Premium Payment Option Regular Pay / Single Pay Regular Pay only
Premium payment Modes in Regular Pay Annual/Semi Annual/Quarterly/Monthly

Premium rates of Maha Raksha Supreme:

Sample annual premium rates for healthy, non-smoker, male life

Factors Pure Protection Cover Extra Protection Cover
Age Basic Sum Assured in Rs. Policy Term Regular Pay in Rs. Single Pay in Rs. Regular Pay in Rs.
35 50,00,000 30 9,300 1,39,600 9,450
35 1,00,00,000 30 16,600 2,74,200 16,900
40 50,00,000 20 11,500 1,27,300 11,650
40 1,00,00,000 20 21,000 2,49,600 21,300

Premium rates are excluding service tax. Service tax is applicable as per governing laws and the same shall be borne by the policyholder. Tata AIA Life Insurance Company Limited reserves the right to recover from the Policyholder,any levies and duties (including service tax), as imposed by the government from time to time. Kindly refer the sales illustration for the exact premium.

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