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Travel Insurance | Does it cover cancellation of vacation in case of an emergency?

May 31st, 2011

Yes, the risk of cancellation of a trip abroad can be covered by a travel policy. Travel insurance covers risks such as

  • medical expenses,
  • loss of passport,
  • provision of emergency financial aid following theft, robbery or mugging, loss of checked-in baggage and
  • Unforeseen expenses due to missed connections.

It also covers cancellation of the trip due to some defined reasons. The number of reasons may vary from insurer to insurer, the main reasons covered are unforeseen illness, injury or death of the insured or insured’s family member, inclement weather, terrorist incident at the destination, natural disaster or fire at the destination, the insured or a travelling companion being the victim of a felonious assault prior to departure.

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