- You want to fulfill your long pending desires with additional source of income
- You want a source of guaranteed monthly income for your family if something unfortunate were to happen to you
- You want to gift your parents a guaranteed monthly income for their retirement
What is the minimum annual premium under this plan
The minimum annual premium under the plan for each policy term is given below
- Rs 23,000 for 15 year term
- Rs 18,000 for 25 year term
- Rs 7,500 for 30 year term
What is the minimum Monthly Income that can be opted for?
The minimum Monthly Income for each of the policy terms is given below
- Rs 2000 for 15 year term
- Rs 1000 for 25 year term
- Rs 700 for 30 year term
Tax Benefits –
You receive tax benefits under section 80C and 10(10D) and under section 80(D) if you opt for Critical Illness Benefit rider.
Riders –
Bharti AXA Life Insurance gives you enhanced protection with the option to pay a nominal amount towards additional protection through its riders:
Critical Illness Benefit Rider: This rider pays a lump-sum benefit incase of diagnosis of any of the six critical illnesses: Cancer, Stroke, Hear attack, Coronary Artery Bypass Graft surgery, Major Organ Transplant and Kidney failure. UIN – 130N046V01
Premium Waiver Rider: – This rider allows premium payments to be waived incase of an unfortunate event of death of the policyholder. This rider can only be attached with 25 or 30 year policy term. UIN – 130N046V01
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