Hospital Cash Policy guards you and your family against the trauma that you face because of increased financial burden during hospitalization.
Coverage
1. Whom all does the policy cover? Hospital Cash offers complete health protection for you, your spouse as well as children.
2. How can the Hospital Cash Policy work best for me? It is recommended that the Hospital Cash Policy be taken as an add on policy along with our Health Guard / Critical illness policies so as to be assured of peace of mind.
3. What are the exclusions under the policy? Hospitalization with in 30 days from the commencement of the policy, pre-existing diseases, dental treatment or surgery, treatment related to pregnancy, childbirth, natural perils like avalanche, earthquake, volcanic eruptions etc., accidents resulting from drunken driving are some exclusions.
Premium Table
| Coverage per day | Proposer Age | Premium(Rs) for 30day cover |
Premium(Rs) for 60day cover |
| Rs.500 | Upto 25 years Above 25 years upto 40 years Above 40 years upto 50 years Above 50 years upto 55 years Above 55 years upto 60 years |
250 400 650 900 1200 |
300 525 850 1200 1600 |
| Rs.1000 | Upto 25 years Above 25 years upto 40 years Above 40 years upto 50 years Above 50 years upto 55 years Above 55 years upto 60 years |
300 600 900 1300 1800 |
500 825 1800 2400 3000 |
| Rs.2000 | Upto 25 years Above 25 years upto 40 years Above 40 years upto 50 years Above 50 years upto 55 years Above 55 years upto 60 years |
600 850 1700 2800 3600 |
1000 1500 3600 4400 4800 |
| Rs.2500 | Upto 25 years Above 25 years upto 40 years Above 40 years upto 50 years Above 50 years upto 55 years Above 55 years upto 60 years |
800 1100 2600 3500 4600 |
1350 1800 4200 5000 5800 |
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