Max Gain of Bajaj Allianz Life Insurance offer guarantee for encashment at the time of maturity. The insured has the right to do this at the highest unit price that has been achieved by the fund during its 10 year policy tenure. The policy allows the insured to pay their insurance premiums for 7 years.
Features and benefits of Max Gain of Bajaj Allianz Life Insurance are:
* At the time of maturity the insured will get the highest unit price.
* Up to 350 per cent of the total allocation charges would be refunded at the time of maturity as guaranteed addition.
* The policy allows the insured to make partial withdrawal of cash from their insured fund in case of any emergency.
* The insured is allowed to make unlimited top up premium contribution on to his or her insured fund.
* The insured has been offered with the right to either increase or decrease the payment of premium so as to suit their changing needs.
* By making some additional premium payments, rider benefit is also available. The riders that are available in this policy are accidental death benefit, critical illness benefit and partial or total disability rider benefit.
* After completing four years of the policy, insured has the right to surrender their policy. The surrender value that is to be paid to the insured would be equivalent to the regular premium fund value and top up premium fund value, if there is any.
* In this insurance policy the insured would be receiving the fund value along with the additions that has been guaranteed.
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