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Aviva Money Back | Aviva Life Insurance

February 27th, 2010

The Aviva Money Back is a comprehensive policy. This policy allows the insured person to accumulate the savings with the life cover protection which is very important. Under this policy a percentage of life cover is paid at the end of the pre defined term depending on the policy term. Lastly, this policy comes with guaranteed additions and simple reversionary bonuses.

The key features of Aviva Money Back policy are as follows:

  • The policy term of this plan is 12, 15, 18 or 21 years.
  • The premium paying regularity of the policy is annual, half yearly, quarterly or monthly.
  • The annual premium of the policy is minimum Rs 5000 and maximum depending on the sum assured.
  • The rider presented under this policy is the Accidental Death Benefit.
  • The maximum age of maturity of the policy is 70 years.

The eligibilities of Aviva Money Back policy are as follows:

  • Entry Age conditions – Minimum age at entry
  • 12 year term – 14 years
  • 15 year term – 13 years
  • 18 year term – 12 years
  • 21 year term – 15 years
  • Entry Age conditions – Minimum age at entry – if ADB Rider is chosen for
  • 12 year term – 18 years
  • 15 year term – 18 years
  • 18 year term – 18 years
  • 21 year term – 18 years
  • Entry Age conditions – Maximum age at entry
  • 12 year term – 58 years
  • 15 year term – 55 years
  • 18 year term – 52 years
  • 21 year term – 49 years
  • Entry Age conditions – Maximum age at entry- if ADB Rider is chosen for (Cover up to age 60 only)
  • 12 year term – 55 years
  • 15 year term – 55 years
  • 18 year term – 52 years
  • 21 year term – 49 years

The benefits of Aviva Money Back policy are as follows:

Death benefit

In case of death of the Aviva Life Insurance policy holder the full life cover with guaranteed additions and provisionary bonus will be paid to the nominee.

In case of death due to accident and Accidental Death Benefit rider being opted for, an added Sum Assured will be remunerated.

Tax benefit

The Policy comes under tax benefits according to the prevailing laws of the Income Tax Act, 1961. Tax laws are subject to change.

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