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Shriram Akshay Nidhi |Key Features | Eligibility

It is a regular premium money back policy with participation in profits. Premiums are payable at regular intervals during term of the policy. This plan comes with full insurance protection throughout the term of the policy, irrespective of survival benefits paid.

Key Features –

-         Flexible premium payment in 3 different modes yearly, half yearly and quarterly.

-         Periodic survival benefits.

-         Option to choose a term that suits your needs.

-         Death benefits are full sum assured at any point of time during the term of the policy.

-         Participation in the profits of the company by receiving bonus.

-         Option to choose accident benefits rider along with base plan.

Eligibility –

Condition Limit
Minimum age at entry 7 years last birthday
Maximum age at entry 60 years last birthday
Maximum age at maturity 75 years
Minimum Policy Term

15 years or 20years (fixed)

Basic Sum assured Rs- 1,00,000

Payment –

Payment Mode Rebate
Yearly

Half- Yearly

1.5% of the tabular premium as rebate

0.75% of the tabular premium as rebate

Rebates –

Sum Assured Rebate
Rs.100,000 to Rs.1,99,000 NIL
Rs.2,00,000 to Rs.2,99,000 Rs.2per thousand
Rs.3,00,000 & above Rs.3per thousand

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