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Reliance Simple Term Plan | Reliance Life Insurance

This is yet another insurance plan from reliance insurance that has been planned to offer insurance cover for a specific period of time. This plan helps an inured to secure its future correctly and that too in an affordable way. In order to meet the security needs or demands of the people the plan offers plenty of options.

The maximum term of this policy has been fixed to 3 years in which the insured require to pay only rupees hundred per year as insurance premium. According to this policy the recipient would be getting ten thousand rupees due to unfortunate death of the policy holder during the term of the insurance policy.

The eligibility criteria of this policy are as follows:

Minimum age entry 18 years
Maximum age entry 44 years
Maximum age at maturity 47 years

In this policy the premium payment mode is yearly and if the payment has not been made during the prescribed time period then the policy would not stay in force. The customer can return the policy to the company within 15 days of the receipt of cancellation. The insured must also mention the reason for returning the policy. The premium that has been paid by the policy holder would be refunded after making a deduction of certain amount.

Like all other insurance policies, this one to has certain exclusions under which the insured is unable to make any claim. In case of suicide the insurance company is not responsible to make any payment to the insured. If the suicide has been committed within 12 months from the date of policy issue then no claim shall be made under such circumstances.

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