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Met Protect | Features | Plan Overview | Benefits | Advantages

Plan Overview

Life is unpredictable, Death is certain. But occurrence of this unfortunate eventuality cannot be predicted. We want to give the best to our family in every sphere of life. However, we need to ensure that our best laid plans for our family are well secured, whether we are around or not.

To protect your loved ones from the uncertainties of life should anything unfortunate happens to you, MetLife offers ‘Met Protect’, a pure protection plan, which can be bought online at your convenience in just 4 easy steps to guarantee financial security for your family.

Plan at a Glance

Minimum Age Entry 18 Years
Maximum Age Entry 60 Years
Maximum Policy Expiry Age 70 Years
Minimum Sum Assured Minimum Sum Assured is Rs.25 Lakhs
Maximum Sum Assured No Limit Subject to Underwriting
Policy Term Regular Pay:10-35 Years; Single Pay :10-15 Years
Premium Payment Term Regular/Single
Premium Payment Frequency Annual/Semi-Annual/Single

Benefit

Death Benefit
In the event of your unfortunate demise during the term of the Policy, your beneficiary will receive the Sum Assured provided the Policy is in force at the time of death.

Maturity Benefit
This plan does not have any maturity benefit.

Paid-Up & Surrender Value
This plan does not have any paid-up or surrender value.

Advantages

1. This affordable, pure risk insurance plan can be bought online.

2. Get rewarded with lower premiums for being a Non-Smoker#.
3. Differential premiums for males and females.
4. * Tax Benefits as applicable.
# People who have not smoked or consumed tobacco or nicotine products in any form in the last 5 years (Tobacco product includes but not limited to Cigarettes, Bidis, Cigars, Chewable Tobacco like Ghutka, flavoured Pan Masala etc.) and who have tested negative for the Cotinine Test. The special premium rates will be offered subject to satisfactory results of “Cotinine Test” besides other underwriting requirements as may be required by the company from time to time.

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