Max New York Life LifeLine Healthy Family Plan | Eligibility & Key Benefits

The core of any happy family is a healthy family. However, demanding lifestyles, high stress levels and deteriorating environmental conditions are increasing the possibility of diseases and consequently, treatment for the same. The need of the hour is for a plan that not only takes care of your health, but also takes care of your family. Taking care of this need Max New York Life presents LifeLine Healthy Family – the Most Comprehensive Health Insurance Plan

Eligibility -

Criteria	Eligibility
Minimum / Maximum Age for Adults	18 years / 65 years
Minimum / Maximum Age for Children	0 days / 18 years
Policy Term	10 years
Maximum Age at Maturity	75 years
Premium Guarantee	5 years rate guarantee
Premium Payment Mode	Anuual, Semi-annual, Quarterly and Monthly
Family benefit is extended to	Self Spouse Children (existing and future additions)
Parents Benefit is extended to	Policyholder’s parents only

Benefits structure for : 1 unit for Family

Category/Benefit (Rs.)	Self	Spouse	Children
Hospitalization Benefit:
Daily Cash / per diem	1,000
ICU Cash / per diem	2,000
Post hospitalization care benefit	3,000
Surgical Cash (lump-sum)	2,00,000
Critical Illness (lump-sum)	4,00,000	2,00,000	NA
Maximum Hospitalization days (limit)
Policy Year	100
Policy Term	500

*Congenital Surgical Correction (only for children under 18 years of age)

For benefit corresponding to unit, multiply all benefits except number of days into number of units chosen

Choice of units: 1 to 5

There are 5 categories of Surgeries under Surgical Cash Benefit:

Supramajor: 50% of the surgical cash limit
Major: 17.5% of the surgical cash limit
Intermediate: 7.5% of the surgical cash limit
Minor: 5% of the surgical cash limit
Others: Lower of 10,000 or 2.5% of surgical cash benefit, whichever is lower

Benefits structure for: 1 unit for Parents

Category/Benefit (Rs.)
Hospitalization Benefit:
Daily Cash/ per diem	1,000
ICU Cash/per diem	2,000
Post hospitalization care benefit	3,000
Surgical Cash (lump-sum) /per Parent	1,00,000
Critical Illness (lump-sum) /per Parent	1,00,000
Maximum hospitalization days(limit)
Policy Year	100
Policy Term	250

For benefit corresponding to unit, multiply all benefits except number of days into number of units chosen

Choice of units: 1 to 5

There are 5 categories of Surgeries under Surgical Cash Benefit:

Supramajor: 100% of the surgical cash limit
Major: 35% of the surgical cash limit
Intermediate: 15% of the surgical cash limit
Minor: 10% of the surgical cash limit
Others: Lower of 10,000 or 5% of surgical cash benefit, whichever is lower

Key Benefits -

Guaranteed renew ability till age 75
Long term Health coverage for 10 years
Up to Rs 35,000 as tax benefit under section 80D of the Income Tax Act,
- Rs 15,000 for self, spouse and children
- Rs 20,000 for parents
Cashless hospitalization in over 4000+ network hospitals across the country
Fixed hospitalization benefits irrespective of actual billing
Photocopies of bills will suffice for claims

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Tags: Health Insurance, Max New York Life