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Group Term Life | Features| Key Benefits & Riders

Max New York Life presents one such explanation to facilitate employee wellbeing and retention. A single master policy for all employees, Group Term Life is the foundation of our employee benefit platform. This easy and suitable policy is valid for one year and can be renewed annually. In case of death of an employee, due to natural or accidental reasons, the entire sum assured amount is paid to the employer.

Features –

  • Group size of at least 25 employees. No upper limit on membership.
  • Policy is valid for one year and can be renewed yearly.
  • Uniform or a graded cover can be provided on any basis chosen by you subject to a maximum of 3 years of salary per employee.

Key Benefits –

  • Easy and suitable administration – one single master policy for all employees
  • In case of death of an employee, due to natural or accidental reasons, the entire sum assured amount is paid to the employer
  • New members can join and outgoing members can leave the scheme at any time with premium adjustment.

Riders –

Additional Protection is available through riders for Critical Illness, Accidental Death Benefits, Disability and Dismemberment.

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