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HDFC Standard Life | Home Loan Protection Plan

This insurance plan shields your family from your loan liabilities in case of your unfortunate death within the policy term. This Plan makes sure that your family will be secure in the house that you have purchased for them in case you are not able to pay off the EMI’s on your housing loan. The HDFC Home Loan Protection Plan provides you with the comfort of knowing that should you die; a sum of money will be available towards repaying your housing loan.

Features
Minimum premium
The Min. single premium under the plan is Rs.2000.

Payment Options
Either you can pay a single premium in advance or you can include this premium in your housing loan EMI’s, and repay as part of your regular installments.

Sum Assured
The Max. Sum assured available under the plan is Rs. 3000000, which is under terms & conditions.

Benefit
A lessening sum assured payable if you die during the policy term.

Entry Age
Minimum age at entry is 18 years, maximum age at entry is 50 years, whereas the max. Age at expiry is 60 years.

Advantages
 A decreasing Sum Assured payable if you die during the policy term. This sum assured is planned to help pay-off your EMI’s on your home loan

 You can avail this policy by paying a single premium in advance

 You can include the premium in the housing loan and repay as part of the loan EMI’s.

 Decreasing Sum Assured makes sure that you do not pay for protection you don’t need.

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