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Kotak Flexi Plan | Kotak Life Insurance

The Kotak Flexi Plan of Kotak Life Insurance plan is a marketplace linked investment plan. This policy helps to make the financial future because it offers control as well as flexibility over the money. It gives the most excellent of the market and ensures capital erosion.

The main advantages of Kotak Flexi Plan of Kotak Life Insurance are as follows:

  • This insurance policy adds to the investment anytime during top ups.
  • The policy has wide range of funds to suit the risk desire of the customer.
  • The facility to switch from one fund to another is free of tax and thus it helps in maximizing the returns.
  • The policy gives limited benefit potential with no disadvantage market risk.
  • The facility of easy liquidity through partial withdrawals is also available under this policy.
  • The options of limited premium or regular premium are also offered to suit the finances of the policy holder.
  • The plan also gives additional cover by 7 riders.

The key benefits of Kotak Flexi Plan of Kotak Life Insurance plan are as follows:

Maturity Benefit

The guaranteed maturity value is offered along with this plan to ensure that the policy holder enjoys the unlimited upside prospective. The customer does not have to face any downside risk in case of declining market. At the maturity of the policy the guaranteed maturity value or the fund value in the main account either is higher will be paid to the policy holder. The fund value in the top up account will also be paid.

Death Benefit

In case of the ill-timed death of the policy holder the receiver will get the sum assured or the market value in the main account whichever is higher. If there is any fund value in the top up account that will also be paid.

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