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Kotak Easy Growth Plan | Kotak Life Insurance

The Kotak Easy Growth Plan of Kotak Life Insurance is a single premium investment plan. This insurance plan generates the value for the whole life as well as safeguard for the entire family in case of ill-timed incidents. This policy gives control over the investment during one premium and allows access to cash value for emergencies.

The main advantages of Kotak Easy Growth Plan of Kotak Life Insurance plan are as follows:

  • Tax free switching to help get maximize income
  • Simplicity of payment – Single premium plan
  • Choice of six fund options
  • Flexible top-up / withdrawals contributions
  • Double benefits of investments as well as insurance
  • Investment benefit multiply across whole life

The Kotak Easy Growth Plan of Kotak Life Insurance plan is specially suited for:

  • Those who would like to save from the hassle of the regular premium payments.
  • Those who would like to increases the investment amount at expediency according to the requirements.
  • The policy does not have any determined maturity schedule and thus enable to enjoy an easy exit from the plan.

The benefits of Kotak Easy Growth Plan of Kotak Life Insurance plan are as follows:

Maturity Benefit

  • This plan does not have a fixed maturity date.
  • The policy holder can exit anytime after the 3rd policy anniversary.
  • At the maturity of the policy the policy holder will get the fund value in the main report along with the fund value in the top up account.

Death Benefit

In case of the unlucky death of the policy holder the beneficiary will receive the sum assured along or the fund value in the main account which is 5 times of the single premium or the fund value in the top up account, either is higher.

Tax Benefit

Tax Benefits are available under section 80C and 10 (10D) of Income Tax Act, 1961. Section 80D will be applicable in case of Kotak Easy Growth (5 times); if Critical Illness benefit is opted for. Tax benefits are subject to change in tax laws.

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