Edelweiss Tokio Life Cashflow Protection – Features & Benefits

• Avail protection for whole life

• Get guaranteed income up to 100 years of age

• Guaranteed maturity benefit enables you to plan the maturity amount

• Sharing of profits enables you to earn higher returns through additional cash bonus

• Limited payment periods allow you to pay from your present income for your future needs

• Get discounts for higher Sum Assured

• Loans available against the policy to meet unforeseen needs

Plan Summary

This is a non-linked, participating endowment assurance money back plan

Entry Age of Life Insured (Last Birthday) 5 to 65 years
Minimum Maturity Age (Last Birthday) 85 years
Maximum Maturity Age (last birthday) 100 years
Minimum Policy Term 85 years less age at entry of the life insured
Maximum Policy Term 95 years
Premium paying Term 10/15/20
Premium Payment frequency Annual, Semi-annual, Quarterly and Monthly
Minimum sum assured Rs.75000(multiple of 1000)
Maximum sum assured No Limit, subject to underwriting
Minimum Premium Rs.5702
Maximum Premium No Limit

# 3% Premium discount on annual mode.

Benefits –

A)    Guaranteed Accrual benefits – is equal to 5% of sum assured per annum and payable on maturity or death earlier. The accrual happens every year for limited period starting from 5th policy anniversary and continues till one year before the money back payout begins.

B)     Money Back – is equal to 5% of sum assured, payable annually and the payout starts at different points of time (as per table below) depending on premium paying term and continues to be paid till maturity.

C)    Cash Bonus – is discretionary and depends on the performance of the par fund. This Start along with the money back payout and continues to be paid till maturity.


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