Bajaj Allianz or Bajaj Allianz Life Insurance Co. Ltd. is a joint venture between Allianz Group (AG) and Bajaj Auto. Allianz is a globally reputed Insurance Company and Bajaj is a major manufacturer of two-wheelers and three-wheelers. Bajaj Allianz has 876 offices all over the country and thus has a very huge and satisfied clientele.
There are various Insurance products offered by the company to fulfill your insurance needs. They have easy premium payment options like through cheques, demand drafts (DD’s) or even through your bank account or through your credit card. They have online facility which allows you to make payments online and various receipt options as well. They even have special facility for the insurance policyholders who have an account with Standard Chartered Bank to use the direct debit mandate facility.
The various products offered are:
|
Policy applicability – Eligibility |
Insurance Category |
Product Name |
Remarks |
|
Individual Plans – For individuals |
Unit Gain Insurances | New FamilyGain II | Regular Premium |
| New UnitGain II | |||
| Family Assure II | |||
| CenturyPlus III | |||
| UnitGain Protection Plus II | |||
| Smart Investment Plan II | |||
| Max Gain | |||
| Wealth Gain | Single Premium | ||
| Shield Plus | |||
| Term Care Plans | Protector | ||
| Term Care | |||
| New Risk Care | |||
| Lifetime Care Insurance Policy | Life Time Care | ||
| Business Insurance Policies | |||
| Savings And Security Policies For You And Your Family | Family Care First | ||
| Rural Insurance Plan | |||
| Healthcare Insurance | Care First | ||
| Health Care | |||
| Family CareFirst | |||
| Financial Insurance | |||
| Pension Plus | Pension Guarantee | Annuity | |
| Retirement Plans | Future Income Generator | Retirement | |
| Swarna Vishranti | |||
| Retirement Advantage RP | |||
| Retirement Advantage SP | |||
| Future Secure II | |||
| Children’s Policies | Child Gain | ||
| YoungCare | |||
| YoungCare Plus | |||
| New Unit Gain with ULTR | |||
| Endowment Plans | InvestGain | Endowment | |
| SaveCare Economy SP | |||
| Life Time Care | |||
| Super Saver | |||
| Invest Plus | |||
| CashGain | Money Back | ||
|
Group Insurance Plans – for Corporates |
Insurance For Employee-Employer Groups | Group Term Life(Employer Employee) | |
| New Group Gratuity Care | |||
| New Group Superannuation Care | |||
| Group Save Plus | |||
| Group Term Life in lieu of EDLI | |||
| Group Leave Encashment Scheme | |||
| Group Annuity | |||
| Group Superannuation Gold | |||
| Group Gratuity Gold | |||
| Insurance For Non-Employer – Employee Groups | Credit Shield | ||
| Group Term Life(Non Employer Employee) | |||
| Group Suraksha | |||
| Sarve Shakti Suraksha | |||
| Group Loan Protector | |||
| Group Income Protection | |||
| Group UnitGain | |||
| Employees Deposit Linked Insurance | |||
| New Group Superannuation Scheme | |||
| New Group Gratuity Care Scheme | |||
|
Special Plans – for Non-resident Individuals (NRIs) |
Investgain Endowment Plan | ||
| Cashgain Money Back Plan | |||
| Childgain Kids Special Plan | |||
| Swarna Vishranthi |
Riders are additional benefits offered with the policy at the time of purchase (which are optional). These are attached to the basic policy at the time of purchase but can’t be bought separately or independently. Each rider has its own price. The premium, nature and characteristics of the rider are based on the base policy to which the rider is attached. Bajaj Allianz offers you the flexibility to enhance your basic insurance policy by attaching additional benefits that give more protection to you and your family against accidents, disability, hospitalization expenses and critical illnesses. Additional rider benefits allow you to redesign your life insurance coverage to suit your needs, providing total protection against these uncertainties.
Unit linked riders
- Additional Rider Benefits
- UL Waiver of Premium Benefit
- UL Family Income Benefit
- Unit Linked Term Rider
Non Unit Linked
- Additional Rider Benefits
- UL Accelerated Critical Illness Rider
Bajaj Allianz Life Insurance offer various calculators for HLV or human life value, child education cost, retirement corpus, pension estimator and premium calculators. These are aids to arrive at the precise amount of insurance that is applicable for you as an individual.
We at www.bimabeals.com will help you understand your insurance needs, clear your doubts and present to you all the options which will ease your selection process.
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Tags: Bajaj Allianz Life Insurance, Insurance, Insurance Company
