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Aviva i Life Online Term Plan: Features & Benefits, Review

Aviva i Life Term Plan- Aviva Life offer you online Term plan Aviva i-Life, apply aviva i life term plan, buy aviva i life plan, compare online term plan. Aviva i Life – A pure life insurance cover for your loved ones at a very nominal cost. To offer you convenience at your fingertips, you can buy this term plan online to save the time and effort that would have been otherwise required.

Benefits –

Death Benefit: Incase of your unfortunate death during the policy term, the Sum Assured will be paid to the beneficiary in your family to take care of their future needs.

Maturity Benefit: This is a pure protection plan and hence there is no maturity benefit payable.

Tax Benefit: Tax Benefits as per Section 80C will be applicable. Tax laws are subject to change.

Service Tax: Service tax & Education cess will be charged, as applicable from time to time

Eligibility -

Sum Assured Minimum: Rs. 25,00,000Maximum: no limit (depends on underwriting)
Entry Age Minimum: 18 years last birthdayMaximum: 55 years last birthday
Maturity Age Maximum: 70 years last birthday
Premium Payment Frequency Yearly, half-yearly
Policy Term Minimum: 10 yearsMaximum: 35 years
Premium Payment Term Equal to the policy term
Payment Frequency Yearly, half-yearly (the modal factors are: 1.0000 & 0.5108 respectively). Alteration between yearly and half-yearly modes of premium payment is allowed at any policy anniversary subject to payment of alteration charge which is Rs. 100 at present and subject to review from time to time.
Rebate on Large Sum Assured Premium rates depend on the size of the Sum Assured ranges – less than   Rs. 50 lacs, Rs. 50 lacs to less than Rs. 1 Cr, Rs. 1 Cr to less than  Rs. 5 Cr and  Rs. 5 Cr & above. Please refer to the premium quotation for the instalment premium for your proposal.
Rebate for Female Lives An additional rebate for female lives of 5% on the tabular premium rates for male lives.


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