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Indiafirst Life Insurance Future Plan

IndiaFirst Future Plan is yet one more insurance policy from IndiaFirst Life Insurance that is created out of the joint venture between Bank of Baroda, Andhra bank and ‘Legal & General Group PLC’, which is based in United Kingdom (UK).

The main purpose of this very insurance policy is to offer help to the insured in keeping their funds. By doing this the insured would be able to have steady income after they get retired from their work. This is a kind of retirement policy from IndiaFirst life insurance in which they are helping the insured to direct their money very resourcefully so that they can enjoy it in the future.

The policy has the following features and benefits:

  • The insured has the complete independence to get retirement from his or her office at any age.
  • The insured is also offered the alternative to make an investment either in debt, equity or balanced fund. Moreover the insured is also offered the option of investing the money in all 3 types of fund in certain proportion.
  • The insured can make most out of their investments by switching over from one fund to another. This particular feature of this insurance policy allows the insured avail brilliant returns from the investments.
  • By making some extra deposits, the insured is able to make their retirement corpus.
  • The insured can also make part withdrawal of their money thereby allowing them to have easy access to it.
  • With this insurance policy the insured is able to get tax benefits up to 1/3 of the sum that has been assured that can be claimed at the selected date of retirement.

In this plan all an insured need to do is to decide the appropriate date of their retirement. After that they would be asked to make a choice of the sum or amount that the insured would like to contribute it to their retirement corpus as premium. Here the premiums are invested in the funds that have been chosen by the insured and at the end the fund value is paid.

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