ICICI Pru MediAssure | Eligibility | Features & Benefits

ICICI Prudential Life Insurance presents MediAssure, a health insurance with an AAA guarantee for the family

Assured cover till age 75 years
Assured coverage for accepted pre-existing illnesses after 2 years
Assured price for 3 years

Moreover, this policy covers all your hospitalisation needs with the flexibility to choose your location and quality of treatment.

Eligibility –

Term

3 years

Min/ Max age at entry

18 – 65 years for individual policies
90 days–65 years for dependents in a family floater
Maximum cover ceasing age for children is 25 years under the family floater

Annual Limits

Rs 2 lacs, Rs 3 lacs, Rs 5 lacs, Rs 7 lacs, Rs 10 lacs

Premium Modes

Monthly, Half yearly, Yearly

Renewability

Guaranteed Renewablity
(subject to a cover ceasing age of 75 yrs)

Waiting Period

30 Days
(No waiting period applies for claims due to accident)

Plan Types

Premium Plan
Classic Plan

Yearly Premiums (Male/ Female)

(in Rs.)

Premiums shown below are for an Annual Limit of Rs 5 lacs

Age	Classic	Premium
25	5,602	7,770
30	5,762	8,008
35	6,417	8,991
40	7,851	11,142
45	9,903	13,953
50	12,124	17,284
55	15,153	21,827

Premiums are shown for an individual option with an annual payment mode and are exclusive of service tax and education cess.

Features & Benefits –

Key Benefits of the MediAssure policy -

Hospitalisation coverage for your family under a single policy
Pre-existing illnesses & conditions covered subject to underwriting.
Guaranteed insurability up to 75 years of age.
Coverage for Pre & Post-Hospitalisation expenses
Over 125 day care procedures covered
No claim bonus of 5% of yearly limit for every claim free policy year
Cashless Hospitalisation in our extensive network of hospitals across the country
Flexibility in upgrading hospital room facilities with additional co-pay
Avail tax benefits on premium paid u/s section 80D of IT Act, 1961

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Tags: Health Insurance, ICICI Pru Life Insurance, ICICI pru MediAssure