ICICI Pru LifeTime Premier | ICICI Prudential Life Time Features & Benefits

Your investments also justify the very best. You need a plan that helps you attain your dreams by providing you with multiple savings and protection options. Keeping this in mind, ICICI Prudential Life Insurance brings you ICICI Pru Lifetime Premier; a comprehensive savings plan that offers you a choice of portfolio strategies for your savings and at the same time secures you against doubts of life.

Eligibility –

	Regular Pay	Limited Pay
Minimum Premium	Rs. 18,000 per annum	Rs. 50,000 per annum
Policy Term	10, 15, 20, 25 or 30 years	10 years
Premium payment term	Regular pay	5 years
Minimum Sum Assured for age at entry below 45 years	Higher of (10 × annual premium) and (0.5 × Policy Term × annual premium)
Minimum Sum Assured for age at entry 45 years and above	Higher of (7 × annual premium) and (0.25 × Policy Term × annual premium)
Maximum Sum Assured	As per maximum Sum Assured multiples
Minimum/ Maximum age at entry	7 / 65 years
Minimum/ Maximum age at maturity	18 / 75 years
Modes of Premium Payment	Yearly
Tax Benefits	Premium and any benefit amount received under this policy will be eligible for tax benefit as per prevailing Income Tax laws

Features & Benefits –

Trigger Portfolio Strategy: Option to choose a unique portfolio strategy to protect gains made in equity markets from any future equity market instability while maintaining a pre-defined asset allocation.

Flexible premium payment options: You can either pay premium during the policy term or for a limited period.

Loyalty Additions: Paid at the end of every 5 policy years, starting from the 10th policy year, irrespective of the premium payment status.

Top up: Flexibility to invest surplus money over and above your regular premiums.

Automatic Transfer Strategy: Helps you eliminate the need to time your investment.

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Tags: ICICI Pru Life, ICICI Pru Life Time Premier, insurance policy