HDFC Standard Life Crest | Features | Advantages

Any uncertainty should not affect your plans. Be it of life, or of markets. You want to secure happiness for yourself and your loved ones. We present HDFC SL Crest – insurance cum investment plan that provides valuable financial protection to your family when needed the most along with an investment option for certainty of highest NAV along with a guarantee on returns*. So that when you reap the returns of life, they are on crests not on lows. In this plan you can choose to invest in either of two investments options- Highest NAV Guarantee Fund or Free Asset Allocation Option.

Features:
• Regular Premiums – Minimum premium is Rs.50,000 and there is no limit on maximum premiums. Premiums are to be paid annually only.
• Level of Protection – You can choose any sum assured multiple between 10 x annual premium to 20 x annual premium.
• Free Asset Allocation Option – This option will enable you to invest in any of the 5 non guaranteed fund(s) available under this option. You can make your own investment strategy by switching or redirecting your future premiums.
• Age Limit – The minimum age at entry is 14 years and maximum age at entry is 65 years.
• Highest NAV Guarantee Fund – This fund guarantees that the Guaranteed NAV applicable at maturity of your contract will be the higher of Rs.15 or the highest NAV recorded daily during the first 7 years from the launch of the Highest NAV Guarantee Fund.
• Premium Paying & Policy Term – The premium paying term is of 5 years and policy term is 10 years.
* Only if Highest NAV Guarantee Fund is selected

Advantages

• Choice of two Investment Options – Highest NAV Guarantee Fund or Free Asset Allocation Option.
• Benefit of minimum guaranteed NAV of Rs. 15 at maturity *.
• On maturity you will receive the Fund value as per the investment option selected.
• This plan provides valuable protection to your family in case you are not around. In case of your unfortunate demise during the policy term, we will pay the amount higher of your Sum Assured (less partial withdrawals) or your total fund value to your family. Please refer to product brochure for details.
• This plan can be taken by filling Short Medical Questionnaire, which may not require you to go for medicals. Kindly refer to the product brochure for details.
• Tax benefits are offered under section 80C and 10(10D) of the Income Tax Act, 1961

For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

Know about more plans – HDFC Standard Life

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Tags: HDFC SL Crest, HDFC Standard Life, insurance policy, ULIP

HDFC Standard Life Crest | Features | Advantages

Apply For HDFC Standard Life Crest