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IDBI Federal Childsurance Dreambuilder Plan – Benefits & Advantage

The arrival of a child is cause for grand celebration. Soon you’ll be making big plans for your child’s future. And before you know it, the time to turn those dreams into reality arrives. Why wait till that day to find out if you’ve set aside enough for your child or not. Choose the right child plan today and rest assured that your child’s future is in the best hands yours.

Advantage –

Here are key benefits ChildsuranceDreambuilder Insurance Plan.

Contribute money in a flexible way to suit your savings habit

- Pay premiums for a limited period or for the entire term of the plan
- Pay additional top-up premiums whenever you want. Grow wealth faster and get tax benefits

Choose how your money is invested from a wide choice of investment options, based on your return expectations and risk tolerance

- Choice of wide range of fund options, with varying levels of risk and return

Choose your investment strategy

- Manage your investments as per your choice with complete flexibility or
- Opt for Systematic Allocator, a facility which balances your asset allocation between equity and debt based funds to provide growth and safety, aligned to the maturity of your plan

Boosters to help your savings grow faster

- Receive Guaranteed Loyalty Additions** at the end of specific terms as a reward for making long-term investments

** Conditions apply

Decide how you wish to manage your investments

- Switch amongst investment options any time and manage your portfolio, free of charges

Secure your child’s future goals

- In the event of unfortunate death of the insured parent(s) the plan ensures that your child’s future goals remain unaffected

Get tax benefits on contributions and benefits

- Premiums paid are eligible for deduction from taxable income under section 80C
- Maturity amount is exempt from tax under section 10(10D)

Withdraw funds in case of need, after five years

 

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