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	<title>Bimadeals &#187; Kotak Mahindra Insurance</title>
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		<title>Kotak Surakshit Jeevan Plan &#124; Advantage &#124; Key Benefits</title>
		<link>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-surakshit-jeevan-plan/</link>
		<comments>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-surakshit-jeevan-plan/#comments</comments>
		<pubDate>Thu, 09 Dec 2010 08:02:24 +0000</pubDate>
		<dc:creator>bhavana</dc:creator>
				<category><![CDATA[Kotak Mahindra Insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[KOTAK LIFE INSURANCE]]></category>
		<category><![CDATA[Kotak Surakshit Jeevan Plan]]></category>

		<guid isPermaLink="false">http://www.bimadeals.com/insurance/?p=3008</guid>
		<description><![CDATA[Kotak Surakshit Jeevan, an enhanced protection and long-term savings plan, makes sure your family remains financially independent even if you are not around. It is an insurance plan that helps you keep pace with changing needs at every step of life, be it protection for your family or savings for the future. Advantages Double protection [...]]]></description>
			<content:encoded><![CDATA[<p>Kotak Surakshit Jeevan, an enhanced protection and long-term savings plan, makes sure your family remains financially independent even if you are not around. It is an <a title="Insurance Plan" href="http://www.bimadeals.com/" target="_blank">insurance plan</a> that helps you keep pace with changing needs at every step of life, be it protection for your family or savings for the future.</p>
<p><strong>Advantages</strong></p>
<ul>
<li>Double protection after 5      years</li>
<li>Provision for disciplined      savings</li>
<li>Convenient premium payment      options</li>
<li>Easy application:<br />
Simple documentation<br />
No medical tests<br />
Hassle-free sign-up</li>
</ul>
<p><strong>Key Features</strong><strong></strong></p>
<p><strong>Double cover to match your requirement</strong></p>
<p>To ensure that your life is sufficiently covered at every step, our ‘Enhanced Protection’ benefit automatically boosts life cover (Basic Sum Assured) after Year 5 by 100%. The increased cover continues throughout the remaining term of the policy.</p>
<p><strong>Disciplined savings for the long run</strong></p>
<p><strong></strong>To ensure that you accumulate a substantial lump sum as the years go by, i.e. Maturity Benefit, this plan enables you to set aside modest amounts in a well-planned manner.</p>
<p><strong>Bonuses to boost your savings</strong></p>
<p>A range of bonuses to boost your accumulation kitty:</p>
<ul>
<li><strong>Simple reversionary bonus </strong>declared      at the end of each year and payable on maturity or in the event of death</li>
<li><strong>Interim bonus</strong>, in case      of claim during the course of the year</li>
<li><strong>Terminal bonus</strong>, on      completion of 10 policy years and paid on maturity or in the event of      death</li>
<li><strong>Special terminal bonus </strong>payable      at the end of the policy term on maturity of the policy</li>
</ul>
<p><strong>Flexibility to meet diverse requirements</strong></p>
<p>Surakshit Jeevan gives you the flexibility to utilize your accumulated kitty on maturity in any of the following three different ways:</p>
<ul>
<li><strong>To meet contingency fund      requirements: </strong>Entire proceeds as a single lump sum</li>
<li><strong>For your kids&#8217; dreams: </strong>To      meet the continuous fund requirements of your child’s education and career      you can opt for half-yearly installments over a five-year period. The      guaranteed amount of each half-yearly installment would be Rs.108 per      thousand maturity benefit</li>
<li><strong>For a comfortable      retirement: </strong>Cash component of 1/3rd of maturity proceeds can be      availed and the balance can be can be utilized to purchase an annuity from      <a title="Kotak Life Insurance" href="http://www.bimadeals.com/life-insurance-india/kotak-mahindra-life-insurance.php" target="_blank">Kotak Life Insurance</a> or any other insurer</li>
</ul>
<p><strong>Rider Options</strong></p>
<p>You have flexibility to enhance your cover option with the two riders available with this plan:</p>
<p>Kotak Life Guardian Benefit &#8211; (LGB – UIN No: 107C012V01)<br />
Kotak Permanent Disability Benefit &#8211; (PDB – UIN No: 107C002V01)</p>
<p><strong>Tax Benefits</strong></p>
<p>Tax Benefits can be availed under section 80C and 10(10D) of Income Tax Act, 1961. Tax benefits are subject to change in tax laws.<strong></strong></p>

<p align="right">    <table cellpadding="0" cellspacing="0" border="0" ><tr><td  align="right"><div class="addthis_toolbox addthis_default_style "><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a></div><script type="text/javascript" src="http://s7.addthis.com/js/250/addthis_widget.js#pubid=xa-4e0d5fb863d78da4"></script></td><td align="left" ><script type="text/javascript" src="https://apis.google.com/js/plusone.js"></script><g:plusone></g:plusone></td></tr></table></p>
<p style="font-size:12px;"><strong>Possibly Related Posts:</strong></p>
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<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-ace-investment-plan/">Kotak ACE Investment Plan | Advantage | Key Benefits</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-e-terme-preferred-term/">Kotak e-Term/e-Preferred Term | Key features</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-secure-invest-insurance/">KOTAK SECURE INVEST INSURANCE | OVERVIEW | ADVANTAGES | FEATURES &#038; BENEFITS | ELIGIBILITY &#038; EXCLUSIONS | RISK FACTORS</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-wealth-insurance/">KOTAK WEALTH INSURANCE | OVERVIEW | ADVANTAGES | FEATURES &#038; BENEFITS | ELIGIBILITY &#038; EXCLUSIONS | RISK FACTORS</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/two-new-ulips-by-kotak-life-insurance/">Two new ULIPs by Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-safe-investment-plan-kotak-life-insurance/">Kotak Safe Investment Plan | Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-flexi-plan-kotak-life-insurance/">Kotak Flexi Plan | Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-easy-growth-plan-kotak-life-insurance/">Kotak Easy Growth Plan | Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-capital-multiplier-plan-kotak-life-insurance/">Kotak Capital Multiplier Plan | Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-secure-retirement-plan-kotak-life-insurance/">Kotak Secure Retirement Plan | Kotak Life Insurance</a></li>
</ul><br />
]]></content:encoded>
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		</item>
		<item>
		<title>Kotak ACE Investment Plan &#124; Advantage &#124; Key Benefits</title>
		<link>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-ace-investment-plan/</link>
		<comments>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-ace-investment-plan/#comments</comments>
		<pubDate>Thu, 09 Dec 2010 05:34:55 +0000</pubDate>
		<dc:creator>bhavana</dc:creator>
				<category><![CDATA[Kotak Mahindra Insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Kotak ACE Investment Plan]]></category>
		<category><![CDATA[KOTAK LIFE INSURANCE]]></category>

		<guid isPermaLink="false">http://www.bimadeals.com/insurance/?p=3000</guid>
		<description><![CDATA[You understand the importance of planning judiciously for your future and you are willing to invest on a regular basis to ensure that you achieve your goals. However, choosing that right investment avenue is not an easy task. An ideal plan would be the one that helps you earn good returns over the medium to [...]]]></description>
			<content:encoded><![CDATA[<p>You understand the importance of planning judiciously for your future and you are willing to invest on a regular basis to ensure that you achieve your goals. However, choosing that right investment avenue is not an easy task. An ideal plan would be the one that helps you earn good returns over the medium to long run and at the same time provide you with requisite flexibility and liquidity.</p>
<p><strong>Advantages</strong></p>
<ul>
<li>Customize your fund portfolio      to suit your risk profile</li>
<li>Enjoy flexibility through suitable      payment options</li>
<li>Avail of cash in case of need      through partial withdrawals and loans</li>
<li>Add more to your kitty      through Top-Up premiums</li>
<li>Boost your protective cover      through optional rider benefits</li>
</ul>
<p><strong>Key Features</strong><strong> </strong></p>
<p><strong> </strong></p>
<p><strong>Customize your fund portfolio to suit your risk profile</strong></p>
<p>Kotak Ace Investment offers you the flexibility to choose from a wide array of 8 funds. The investment mandate for these funds is diverse enough to ensure that you will find the fund that suits your risk-return profile perfectly. You also have the option to switch from one fund to another for greater control over your investments. The funds offered in this plan are:</p>
<p> </p>
<table border="1" cellspacing="1" cellpadding="0" width="100%">
<tbody>
<tr>
<td>
<p>Investment Options</p>
</td>
<td>
<p>Risk- Return Profile</p>
</td>
<td>
<p>Equity</p>
</td>
<td width="30%">
<p>Debt (Including Money Market Instruments*)</p>
</td>
</tr>
<tr>
<td>
<p>Classic Opportunities Fund</p>
</td>
<td>
<p>Aggressive</p>
</td>
<td>
<p>75-100%</p>
</td>
<td>
<p>0-25%</p>
</td>
</tr>
<tr>
<td>
<p>Frontline Equity Fund</p>
</td>
<td>
<p>Aggressive</p>
</td>
<td>
<p>60-100%</p>
</td>
<td>
<p>0-40%</p>
</td>
</tr>
<tr>
<td>
<p>Balanced Fund</p>
</td>
<td>
<p>Moderate</p>
</td>
<td>
<p>30-60%</p>
</td>
<td>
<p>40-70%</p>
</td>
</tr>
<tr>
<td>
<p>Dynamic Floor Fund II</p>
</td>
<td>
<p>Cautious</p>
</td>
<td>
<p>0-75%</p>
</td>
<td>
<p>25-100%</p>
</td>
</tr>
<tr>
<td>
<p>Bond Fund</p>
</td>
<td>
<p>Conservative</p>
</td>
<td rowspan="3">
<p> </p>
</td>
<td rowspan="3">
<p>100%</p>
</td>
</tr>
<tr>
<td>
<p>Floating Rate Fund</p>
</td>
<td>
<p>Conservative</p>
</td>
</tr>
<tr>
<td>
<p>Gilt Fund</p>
</td>
<td>
<p>Conservative</p>
</td>
</tr>
<tr>
<td>
<p>Money Market Fund</p>
</td>
<td>
<p>Secure</p>
</td>
<td>
<p> </p>
</td>
<td>
<p>100%</p>
</td>
</tr>
</tbody>
</table>
<p>*<em>Investments in Money Market Instruments will not exceed 40%, except for Money Market Fund</em>.</p>
<p> </p>
<p><strong>Enjoy flexibility through convenient payment options</strong></p>
<p>This plan offers you the option of a shorter term for premium payment where you can choose to pay off your premiums in 5 years for a policy term of 10 years and 10 years for policy terms of 15, 20, 25 and 30 years. Further, you can pay your premiums annually, half-yearly, quarterly or monthly as per your requirement.</p>
<p><strong>Avail of cash in case of need through partial withdrawals and loans</strong></p>
<p>To ensure that your long-term investments are flexible enough to account for your current needs, Kotak Ace Investment offers you the option of partial withdrawals and loans. You can avail of a loan up to 40% of the Fund Value in Main and Top-Up Account to meet any possibility, after two years premium have been paid. After completion of five policy years, you get additional liquidity through partial withdrawals.</p>
<p><strong>Add more to your kitty through Top-Up premiums</strong></p>
<p>You can invest your surplus funds as Top-Ups, thus adding to your savings potential. You also enjoy Top-Up Sum Assured that adds to your existing cover.</p>
<p><strong>Boost your protective cover through optional rider benefits</strong></p>
<p>To ensure comprehensive protection for your family, you may opt for any of the following rider benefits:</p>
<ul>
<li>Kotak Term Benefit (KTB)/      Kotak Preferred Term Benefit (KPTB)</li>
<li>Kotak Critical Illness      Benefit (CIB)</li>
<li>Kotak Accidental Death      Benefit (ADB)</li>
<li>Kotak Permanent Disability      Benefit (PDB)</li>
<li>Kotak Life Guardian Benefit      (LGB)</li>
<li>Kotak Accidental Disability      Guardian Benefit (ADGB)</li>
</ul>
<p><strong>Tax Benefits</strong></p>
<p>You can avail tax benefits as per Section 80C and Section 10 (10D) of Income Tax Act, 1961. Premiums paid for Kotak Critical Illness Benefit (CIB) qualify for a deduction under Section 80D. Tax Benefits are subject to change in tax laws.</p>
<p><strong>Risk Factors </strong></p>
<ul>
<li>Unit Linked Life Insurance      products are different from the traditional insurance products and are      subject to the risk factors.</li>
<li>The premium paid in Unit      Linked Life Insurance policies are subject to investment risks associated      with capital markets and the NAVs of the units may go up or down based on      the performance of fund and factors influencing the capital market and the      insured is responsible for his/her decisions.</li>
<li>Kotak Mahindra Old Mutual      Life Insurance Ltd. is only the name of the Insurance Company and Kotak      Ace Investment is only the name of the unit linked life insurance contract      and does not in any way indicate the quality of the contract, its future      prospects or returns. The various funds offered under this contract are      the names of the funds and do not in any way indicate the quality of these      plans, their future prospects and returns.</li>
<li>Please know the associated      risks and the applicable charges, from your Insurance Agent or Corporate      Agent / <a title="Insurance" href="http://www.bimadeals.com/" target="_blank">Insurance</a> Broker or policy document of the insurer</li>
</ul>

<p align="right">    <table cellpadding="0" cellspacing="0" border="0" ><tr><td  align="right"><div class="addthis_toolbox addthis_default_style "><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a></div><script type="text/javascript" src="http://s7.addthis.com/js/250/addthis_widget.js#pubid=xa-4e0d5fb863d78da4"></script></td><td align="left" ><script type="text/javascript" src="https://apis.google.com/js/plusone.js"></script><g:plusone></g:plusone></td></tr></table></p>
<p style="font-size:12px;"><strong>Possibly Related Posts:</strong></p>
<ul>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-surakshit-jeevan-plan/">Kotak Surakshit Jeevan Plan | Advantage | Key Benefits</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-e-terme-preferred-term/">Kotak e-Term/e-Preferred Term | Key features</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-secure-invest-insurance/">KOTAK SECURE INVEST INSURANCE | OVERVIEW | ADVANTAGES | FEATURES &#038; BENEFITS | ELIGIBILITY &#038; EXCLUSIONS | RISK FACTORS</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-wealth-insurance/">KOTAK WEALTH INSURANCE | OVERVIEW | ADVANTAGES | FEATURES &#038; BENEFITS | ELIGIBILITY &#038; EXCLUSIONS | RISK FACTORS</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/two-new-ulips-by-kotak-life-insurance/">Two new ULIPs by Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-safe-investment-plan-kotak-life-insurance/">Kotak Safe Investment Plan | Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-flexi-plan-kotak-life-insurance/">Kotak Flexi Plan | Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-easy-growth-plan-kotak-life-insurance/">Kotak Easy Growth Plan | Kotak Life Insurance</a></li>
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</ul><br />
]]></content:encoded>
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		</item>
		<item>
		<title>Kotak e-Term/e-Preferred Term &#124; Key features</title>
		<link>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-e-terme-preferred-term/</link>
		<comments>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-e-terme-preferred-term/#comments</comments>
		<pubDate>Fri, 26 Nov 2010 09:25:14 +0000</pubDate>
		<dc:creator>bhavana</dc:creator>
				<category><![CDATA[Kotak Mahindra Insurance]]></category>
		<category><![CDATA[Kotak e-preferred Term]]></category>
		<category><![CDATA[Kotak e-Term]]></category>
		<category><![CDATA[KOTAK LIFE INSURANCE]]></category>

		<guid isPermaLink="false">http://www.bimadeals.com/insurance/?p=2727</guid>
		<description><![CDATA[You want to see your family protected and happy at all times. As time progresses and as you cross important milestones in life, your responsibilities increase. You try your best to fulfill them, however, life is irregular. You should be prepared well in advance to handle any adversity that may come your way. Kotak Life [...]]]></description>
			<content:encoded><![CDATA[<p>You want to see your family protected and happy at all times. As time progresses and as you cross important milestones in life, your responsibilities increase. You try your best to fulfill them, however, life is irregular. You should be prepared well in advance to handle any adversity that may come your way. <a title="Kotak Life Insurance" href="http://www.bimadeals.com/life-insurance-india/kotak-mahindra-life-insurance.php" target="_blank">Kotak Life Insurance</a> offers two unique term insurance plans that ensure your family&#8217;s financial security at critical junctures in life.</p>
<p><strong><span style="text-decoration: underline;">Key Features</span></strong><strong><span style="text-decoration: underline;"> -</span></strong></p>
<ul>
<li>Life covers at an      unbelievingly low cost!</li>
<li>Further reduced rates for      non-tobacco users* and women</li>
<li>Life cover Step-Up option      available at important stages of your life</li>
<li>No medical examination on      exercising the Step-Up option </li>
<li>Quick &amp; hassle free      buying </li>
</ul>
<p>*Available with Kotak e-Preferred Term only.</p>
<p><strong>Tax Benefits</strong> You can avail of tax benefits under Section 80C and Section 10 (10D) of the Income Tax Act, 1961. Tax benefits are subject to change in the tax laws.</p>

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<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-surakshit-jeevan-plan/">Kotak Surakshit Jeevan Plan | Advantage | Key Benefits</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-ace-investment-plan/">Kotak ACE Investment Plan | Advantage | Key Benefits</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-secure-invest-insurance/">KOTAK SECURE INVEST INSURANCE | OVERVIEW | ADVANTAGES | FEATURES &#038; BENEFITS | ELIGIBILITY &#038; EXCLUSIONS | RISK FACTORS</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-wealth-insurance/">KOTAK WEALTH INSURANCE | OVERVIEW | ADVANTAGES | FEATURES &#038; BENEFITS | ELIGIBILITY &#038; EXCLUSIONS | RISK FACTORS</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/two-new-ulips-by-kotak-life-insurance/">Two new ULIPs by Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-safe-investment-plan-kotak-life-insurance/">Kotak Safe Investment Plan | Kotak Life Insurance</a></li>
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<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-easy-growth-plan-kotak-life-insurance/">Kotak Easy Growth Plan | Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-capital-multiplier-plan-kotak-life-insurance/">Kotak Capital Multiplier Plan | Kotak Life Insurance</a></li>
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</ul><br />
]]></content:encoded>
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		</item>
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		<title>KOTAK SECURE INVEST INSURANCE &#124; OVERVIEW &#124; ADVANTAGES &#124; FEATURES &amp; BENEFITS &#124; ELIGIBILITY &amp; EXCLUSIONS &#124; RISK FACTORS</title>
		<link>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-secure-invest-insurance/</link>
		<comments>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-secure-invest-insurance/#comments</comments>
		<pubDate>Mon, 13 Sep 2010 11:28:41 +0000</pubDate>
		<dc:creator>bhavana</dc:creator>
				<category><![CDATA[Kotak Mahindra Insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[KOTAK LIFE INSURANCE]]></category>
		<category><![CDATA[Kotak Secure Invest Insurance]]></category>

		<guid isPermaLink="false">http://www.bimadeals.com/insurance/?p=2459</guid>
		<description><![CDATA[Your investments must ensure that your financial requirements are met comfortably. At the same time, it would be ideal if your savings are safeguarded from erosion due to market uncertainties. Apply For KOTAK SECURE INVEST INSURANCE Full Name : &#160;Mobile : +91 Email : &#160;&#160;City : Please Select Ahmedabad Aurangabad Bangalore Baroda Bhopal Bhubneshwar Chandigarh [...]]]></description>
			<content:encoded><![CDATA[<p>Your investments must ensure that your financial requirements are met comfortably. At the same time, it would be ideal if your savings are safeguarded from erosion due to market uncertainties.<script type="text/javascript" src="http://www.bimadeals.com/scripts/validation_life_form.js"></script><br />
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<h1 style="margin:0px; padding:0px;"> Apply For KOTAK SECURE INVEST INSURANCE  </h1>
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<option value="Ahmedabad">Ahmedabad</option>
<option value="Aurangabad">Aurangabad</option>
<option value="Bangalore">Bangalore</option>
<option value="Baroda">Baroda</option>
<option value="Bhopal">Bhopal</option>
<option value="Bhubneshwar">Bhubneshwar</option>
<option value="Chandigarh">Chandigarh</option>
<option value="Chennai">Chennai</option>
<option value="Cochin">Cochin</option>
<option value="Coimbatore">Coimbatore</option>
<option value="Cuttack">Cuttack</option>
<option value="Dehradun">Dehradun</option>
<option value="Delhi">Delhi</option>
<option value="Faridabad">Faridabad</option>
<option value="Gaziabad">Gaziabad</option>
<option value="Gurgaon">Gurgaon</option>
<option value="Guwahati">Guwahati</option>
<option value="Hosur">Hosur</option>
<option value="Hyderabad">Hyderabad</option>
<option value="Indore">Indore</option>
<option value="Jabalpur">Jabalpur</option>
<option value="Jaipur">Jaipur</option>
<option value="Jamshedpur">Jamshedpur</option>
<option value="Kanpur">Kanpur</option>
<option value="Kochi">Kochi</option>
<option value="Kolkata">Kolkata</option>
<option value="Lucknow">Lucknow</option>
<option value="Ludhiana">Ludhiana</option>
<option value="Madurai">Madurai</option>
<option value="Mangalore">Mangalore</option>
<option value="Mysore">Mysore</option>
<option value="Mumbai">Mumbai</option>
<option value="Nagpur">Nagpur</option>
<option value="Nasik">Nasik</option>
<option value="Navi Mumbai">Navi<br />
                                  Mumbai</option>
<option value="Noida">Noida</option>
<option value="Patna">Patna</option>
<option value="Pune">Pune</option>
<option value="Ranchi">Ranchi</option>
<option value="Sahibabad">Sahibabad</option>
<option value="Surat">Surat</option>
<option value="Thane">Thane</option>
<option value="Thiruvananthapuram">Thiruvananthapuram</option>
<option value="Trivandrum">Trivandrum</option>
<option value="Trichy">Trichy</option>
<option value="Vadodara">Vadodara</option>
<option value="Vishakapatanam">Vishakapatanam</option>
<option value="Others">Others</option>
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<p>Kotak Secure Invest Insurance is a unit linked life insurance plan and lets you enjoy the upside of the market while safeguarding the downside by way of Capital Guarantee. Therefore, on maturity, if the market value of your units is higher, you reap the benefits with the peace of mind whilst in a bear market your investment is protected by Capital Guarantee. In addition, the returns are totally tax-free.</p>
<p><strong> </strong></p>
<p><strong>Advantages</strong></p>
<ul>
<li>Market participation backed by Capital Guarantee</li>
<li>Inbuilt investment advice of Guarantee Fund</li>
<li>Long term benefits of <a title="Insurance Policy" href="http://www.bimadeals.com/" target="_blank">insurance</a> with short term payment</li>
<li>Tax Benefits</li>
</ul>
<p><strong> </strong></p>
<p><strong>Key Features</strong><strong> </strong></p>
<p><strong>Capital Guarantee</strong></p>
<p>This unique feature ensures that while you gain from the upside of rising markets, market under performance will not unnerve you as your capital is guaranteed at maturity.</p>
<p>Capital Guarantee is available if the policy is in force and no partial withdrawals are made. Guarantee Charge of 0.75% p.a. will be applicable on Fund Value<strong> </strong></p>
<p><strong> </strong></p>
<p><strong>2. Inbuilt Investment Advice</strong></p>
<p>We are offering a unique Guarantee Fund that aims at stable capital appreciation while limiting the downside risk in falling markets through active management of funds by experts. You also have the option of Money Market Fund, which invests in Money Market Instruments.</p>
<p><strong> </strong></p>
<p>In cases where Capital Guarantee falls away you have the option to switch your investments to the Frontline Equity Fund and no Guarantee Charge will be applicable.<strong> </strong></p>
<p><strong>3. Flexibility of Short Term Payment</strong></p>
<p>You also have the option of a shorter term for premium payment where you can choose to pay off your premiums in 5 years (for 10 year policy term) or 10 years (for 15/20/25/30 year policy terms).</p>
<p><strong> </strong></p>
<p><strong>4. Boosted Protection through Riders</strong></p>
<p>You can opt for additional rider benefits if you want to guard against any specific eventuality. This plan offers the following riders:</p>
<ul>
<li>Kotak Term / Preferred Term Benefit (KTB/KPTB)</li>
<li>Kotak Accidental Death Benefit (ADB)</li>
<li>Kotak Permanent Disability Benefit (PDB)</li>
<li>Kotak Critical Illness Benefit (CIB)</li>
<li>Kotak Life Guardian Benefit (LGB)</li>
<li>Kotak Accidental Disability Guardian Benefit (ADGB)<strong> </strong></li>
</ul>
<p><strong> </strong></p>
<p><strong>5. Tax Benefits: </strong>You can avail tax benefits under Section 80C and Section 10 (10D) of Income Tax Act, 1961. Premiums paid for Kotak Critical Illness Benefit (CIB) may qualify for a deduction under Section 80D of the Income Tax Act, 1961. Tax Benefits are subject to change in the tax laws. You are advised to consult your tax advisor for details..</p>
<p><strong> </strong></p>
<p><strong>Eligibility &amp; Exclusions</strong><strong> </strong></p>
<table border="1" cellspacing="0" cellpadding="0" width="531">
<tbody>
<tr>
<td width="172" valign="top"><strong>Entry Age</strong></td>
<td width="359" valign="top">Min 0 years, Max 60 years</td>
</tr>
<tr>
<td width="172" valign="top"><strong>Maturity Age</strong></td>
<td width="359" valign="top">Min 18 years, Max 75 years</td>
</tr>
<tr>
<td rowspan="2" width="172" valign="top"><strong>Policy Term</strong></td>
<td width="359" valign="top">10/15/20/25/30 years</td>
</tr>
<tr>
<td width="359" valign="top">For minors, minimum term – 10   years or 18 less entry age (as on last birthday), whichever is higher,   rounded to the next higher policy term available.</td>
</tr>
<tr>
<td rowspan="3" width="172" valign="top"><strong>Premium Payment Term</strong></td>
<td width="359" valign="top">Regular: Equal to policy term</td>
</tr>
<tr>
<td width="359" valign="top">Limited: 5 years with 10 year   policy term</td>
</tr>
<tr>
<td width="359" valign="top">10 years with 15/20/25/30 policy   terms</td>
</tr>
<tr>
<td width="172" valign="top"><strong>Premium Payment Mode</strong></td>
<td width="359" valign="top">Annual</td>
</tr>
<tr>
<td rowspan="2" width="172" valign="top"><strong>Regular Premium</strong></td>
<td width="359" valign="top">Min: Rs.20,000 p.a.</td>
</tr>
<tr>
<td width="359" valign="top">Max: Rs.1,50,000 p.a.</td>
</tr>
<tr>
<td rowspan="2" width="172" valign="top"><strong>Limited Premium Payment (LPP)</strong></td>
<td width="359" valign="top">Min: Rs 50,000 p.a.</td>
</tr>
<tr>
<td width="359" valign="top">Max: Rs.1,50,000 p.a.</td>
</tr>
<tr>
<td rowspan="3" width="172" valign="top"><strong>Basic Sum Assured</strong></td>
<td width="359" valign="top">For entry age less than 45 yrs:   Higher of (10 X Annual Premium) OR (0.5 X Policy Term X Annual Premium)</td>
</tr>
<tr>
<td width="359" valign="top">For entry age 45 yrs and above:   Higher of (7 X Annual Premium) OR (0.25 X Policy Term X Annual Premium)</td>
</tr>
<tr>
<td width="359" valign="top">AP : Annual Premium</td>
</tr>
</tbody>
</table>
<p><strong> </strong></p>
<p><strong>General Exclusions</strong></p>
<p>In case the Life Insured commits suicide within one year of date of issue of the policy, the beneficiary would receive the Fund Value.</p>
<p><strong>Risk Factors</strong></p>
<ul>
<li>Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.</li>
<li>The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.</li>
<li>Kotak Mahindra Old Mutual Life Insurance Ltd is only the name of the <a title="Life Insurance Company" href="http://www.bimadeals.com/life-insurance-india/life-insurance-companies.php" target="_blank">Insurance Company</a> and <a title="Kotak Wealth Insurance" href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-wealth-insurance/ " target="_blank">Kotak Wealth Insurance</a> is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.</li>
<li>Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer.</li>
</ul>
<p>Know more about <a title="Kotak Life Insurance" href="http://www.bimadeals.com/life-insurance-india/kotak-mahindra-life-insurance.php" target="_blank"><strong>Kotak Life Insurance</strong></a></p>

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]]></content:encoded>
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		</item>
		<item>
		<title>KOTAK WEALTH INSURANCE &#124; OVERVIEW &#124; ADVANTAGES &#124; FEATURES &amp; BENEFITS &#124; ELIGIBILITY &amp; EXCLUSIONS &#124; RISK FACTORS</title>
		<link>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-wealth-insurance/</link>
		<comments>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-wealth-insurance/#comments</comments>
		<pubDate>Mon, 13 Sep 2010 10:58:56 +0000</pubDate>
		<dc:creator>bhavana</dc:creator>
				<category><![CDATA[Kotak Mahindra Insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[KOTAK LIFE INSURANCE]]></category>
		<category><![CDATA[Kotak Wealth Insurance]]></category>

		<guid isPermaLink="false">http://www.bimadeals.com/insurance/?p=2455</guid>
		<description><![CDATA[Each and every one of us dreams to ensure a bright future for ones family. Kotak Life Insurance presents Kotak Wealth Insurance, a unit-linked Life Insurance plan that diligently works towards realization of your dreams. This plan ensures that your investments grow with time. It also provides a triple protection so that your family&#8217;s aspirations [...]]]></description>
			<content:encoded><![CDATA[<p>Each and every one of us dreams to ensure a bright future for ones family. <a title="Kotak Life Insurance" href="http://www.bimadeals.com/life-insurance-india/kotak-mahindra-life-insurance.php" target="_blank">Kotak Life Insurance</a> presents Kotak Wealth Insurance, a unit-linked Life Insurance plan that diligently works towards realization of your dreams. This plan ensures that your investments grow with time. It also provides a triple protection so that your family&#8217;s aspirations are met even if you are not around.<script type="text/javascript" src="http://www.bimadeals.com/scripts/validation_life_form.js"></script><br />
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<h1 style="margin:0px; padding:0px;"> Apply For KOTAK WEALTH INSURANCE  </h1>
</td>
</tr>
</table>
</td>
</tr>
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<td>
<table width="98%" border="0" align="right" cellpadding="0" cellspacing="0"  id="frm">
<tr>
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<table width="100%"  border="0" cellspacing="0" cellpadding="0">
<tr valign="middle">
<td width="14%" height="28" class="frmbldtxt" style="padding-top:3px; ">Full Name :</td>
<td width="23%" height="28" class="frmbldtxt"  style="padding-top:3px; ">
<input type="text" name="fullname" id="fullname" style="width:140px;" maxlength="30"  onchange="insertData();" tabindex="1" /></td>
<td width="10%" height="28" class="frmbldtxt" style="padding-top:3px; ">&nbsp;Mobile :</td>
<td width="23%" height="28" class="frmbldtxt"  style="padding-top:3px; ">
<table cellpadding="0" cellspacing="0" width="100%">
<tr>
<td>+91</td>
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<td width="9%" height="28" class="frmbldtxt" style="padding-top:3px; ">Email :</td>
<td width="21%" height="28" class="frmbldtxt"  style="padding-top:3px; ">
<input type="text" name="email_id" style="width:150px;" id="email_id" /></td>
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</td>
<td width="220" valign="top">
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<tr>
<td height="28" class="frmbldtxt" width="70">&nbsp;&nbsp;City :</td>
<td class="frmbldtxt">
<select size="1"  style="width:150px;" name="city" id="city" onChange="cityother(); insertData();">
<option value="Please Select">Please Select</option>
<option value="Ahmedabad">Ahmedabad</option>
<option value="Aurangabad">Aurangabad</option>
<option value="Bangalore">Bangalore</option>
<option value="Baroda">Baroda</option>
<option value="Bhopal">Bhopal</option>
<option value="Bhubneshwar">Bhubneshwar</option>
<option value="Chandigarh">Chandigarh</option>
<option value="Chennai">Chennai</option>
<option value="Cochin">Cochin</option>
<option value="Coimbatore">Coimbatore</option>
<option value="Cuttack">Cuttack</option>
<option value="Dehradun">Dehradun</option>
<option value="Delhi">Delhi</option>
<option value="Faridabad">Faridabad</option>
<option value="Gaziabad">Gaziabad</option>
<option value="Gurgaon">Gurgaon</option>
<option value="Guwahati">Guwahati</option>
<option value="Hosur">Hosur</option>
<option value="Hyderabad">Hyderabad</option>
<option value="Indore">Indore</option>
<option value="Jabalpur">Jabalpur</option>
<option value="Jaipur">Jaipur</option>
<option value="Jamshedpur">Jamshedpur</option>
<option value="Kanpur">Kanpur</option>
<option value="Kochi">Kochi</option>
<option value="Kolkata">Kolkata</option>
<option value="Lucknow">Lucknow</option>
<option value="Ludhiana">Ludhiana</option>
<option value="Madurai">Madurai</option>
<option value="Mangalore">Mangalore</option>
<option value="Mysore">Mysore</option>
<option value="Mumbai">Mumbai</option>
<option value="Nagpur">Nagpur</option>
<option value="Nasik">Nasik</option>
<option value="Navi Mumbai">Navi<br />
                                  Mumbai</option>
<option value="Noida">Noida</option>
<option value="Patna">Patna</option>
<option value="Pune">Pune</option>
<option value="Ranchi">Ranchi</option>
<option value="Sahibabad">Sahibabad</option>
<option value="Surat">Surat</option>
<option value="Thane">Thane</option>
<option value="Thiruvananthapuram">Thiruvananthapuram</option>
<option value="Trivandrum">Trivandrum</option>
<option value="Trichy">Trichy</option>
<option value="Vadodara">Vadodara</option>
<option value="Vishakapatanam">Vishakapatanam</option>
<option value="Others">Others</option>
</select>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td colspan="2">&nbsp;</td>
</tr>
<tr>
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</tr>
</table>
</td>
</tr>
</table></form>
</td>
</tr>
</table>
<p><strong>Kotak Wealth Insurance</strong> is an ideal plan as this is a unit-linked insurance plan that provides you with investment growth to take care of your family&#8217;s goals and comprehensive protection to help your family and you meet unplanned events head on.</p>
<p><strong> </strong></p>
<p><strong>Advantages</strong></p>
<ul>
<li>Comprehensive triple benefit to secure your family&#8217;s future</li>
<li>Wide array of fund options to suit your investment needs</li>
<li>Liquidity to take care of contingencies</li>
<li>Convenience of shorter payment term</li>
<li>Optional rider benefits to boost protection</li>
</ul>
<p><strong> </strong></p>
<p><strong>Key Features</strong><strong> </strong></p>
<p><strong>1. Maturity Benefit</strong></p>
<p>You are entitled to the Fund Value on maturity. You may withdraw any amount on maturity and the balance, if any, can be taken in periodic installments for up to 5 years after maturity.</p>
<p><strong>2. Death Benefit</strong></p>
<p>This <a title="Insurance Plan" href="http://www.bimadeals.com/" target="_blank">insurance plan</a> provides the following benefits in the event of death:</p>
<p>The Death Benefit in this plan will not be less than 105% of the total premiums paid (adjusted for Partial Withdrawals and outstanding loan amount along with interest).</p>
<p>#Lump Sum Benefit is equal to the future premiums (i.e. basic premium x number of outstanding installments). This benefit is payable only during the premium payment term.</p>
<p><strong>3. Rider Benefits for boosted protection</strong></p>
<p>To ensure comprehensive protection for your family, you may opt for any of the following rider benefits:</p>
<ul>
<li>Kotak Accidental Disability Guardian Benefit (ADGB)</li>
<li>Kotak Accidental Death Benefit (ADB)</li>
<li>Kotak      Critical Illness benefit (CIB)</li>
</ul>
<p>These benefits will be charged by way of additional unit deductions from the fund.</p>
<p><strong> </strong></p>
<p><strong>4. Loans and Partial Withdrawals for easy liquidity</strong></p>
<p>To ensure that your long-term investments are flexible enough to account for your current needs, Kotak Wealth Insurance offers you the option of Loan and Partial Withdrawals. You can avail of a loan up to 40% of the Fund Value in Main and Top-Up Account to meet any contingency, after two years premium have been paid. Partial Withdrawals are allowed after five policy years.</p>
<p><strong> </strong></p>
<p><strong>5. Invest surplus capital as Top-Up Premiums</strong></p>
<p>You can invest your surplus funds as Top-Ups, thus adding to your savings potential. You also enjoy Top-Up Sum Assured that add to your existing cover.</p>
<p><strong> </strong></p>
<p><strong>6. Switch between funds for better flexibility</strong></p>
<p>Switching is allowed during the term of the policy between the available fund options to match your investment objectives and maximize your returns. First four switches in a year are free.</p>
<p><strong> </strong></p>
<p><strong>7. Convenience of shorter payment term</strong></p>
<p>You can choose to pay off your premiums in 5 years and enjoy policy benefits over a policy term of 10 years.</p>
<p><strong>8. Tax Benefits: </strong>You can avail tax benefits as per Section 80C and Section 10 (10D) of Income Tax Act, 1961. Premiums paid for Kotak Critical Illness Benefit (CIB) qualify for a deduction under Section 80D. Tax Benefits are subject to change in tax laws. You are advised to consult your Tax Advisors for details.</p>
<p><strong> </strong></p>
<p><strong>Eligibility &amp; Exclusions</strong><strong> </strong></p>
<table border="1" cellspacing="0" cellpadding="0" width="541">
<tbody>
<tr>
<td width="192" valign="top"><strong>Entry Age</strong></td>
<td width="349" valign="top">Min 0 years, Max 65 years</td>
</tr>
<tr>
<td width="192" valign="top"><strong>Maturity Age</strong></td>
<td width="349" valign="top">Min 18 years, Max 75 years</td>
</tr>
<tr>
<td rowspan="4" width="192" valign="top"><strong>Policy Term</strong></td>
<td width="349" valign="top">10/15/20/25/30 years</td>
</tr>
<tr>
<td width="349" valign="top">For Minors: 0 to 2 yrs –   Policy Term of 20, 25 &amp; 30 yrs</td>
</tr>
<tr>
<td width="349" valign="top">3 to 7 yrs &#8211; Policy Term of   15, 20, 25 &amp; 30 yrs</td>
</tr>
<tr>
<td width="349" valign="top">8 yrs onwards &#8211; Policy Term   of 10,15,20,25 &amp; 30 yrs</td>
</tr>
<tr>
<td rowspan="2" width="192" valign="top"><strong>Premium Payment Term</strong></td>
<td width="349" valign="top">Regular: Equal to policy   term</td>
</tr>
<tr>
<td width="349" valign="top">Limited: 5 years with 10   year policy term</td>
</tr>
<tr>
<td width="192" valign="top"><strong>Premium Payment Mode</strong></td>
<td width="349" valign="top">Annual</td>
</tr>
<tr>
<td rowspan="2" width="192" valign="top"><strong>Regular Premium</strong></td>
<td width="349" valign="top">Min: Rs.20,000 p.a.</td>
</tr>
<tr>
<td width="349" valign="top">Max: No Limit</td>
</tr>
<tr>
<td rowspan="2" width="192" valign="top"><strong>Limited Premium Payment   (LPP)</strong></td>
<td width="349" valign="top">Min: Rs 50,000 p.a.</td>
</tr>
<tr>
<td width="349" valign="top">Max: No Limit</td>
</tr>
<tr>
<td rowspan="3" width="192" valign="top"><strong>Basic Sum Assured</strong></td>
<td width="349" valign="top">Entry age of less than 45   yrs: Min &#8211; Higher of (10 X AP) or (0.5 X Policy Term X AP) &amp; Max – 25 x   AP</td>
</tr>
<tr>
<td width="349" valign="top">Entry age of 45 yrs and   above : Min: Higher of (7 X AP) or (0.25 X Policy Term X AP) &amp; Max &#8211; 25 x   AP</td>
</tr>
<tr>
<td width="349" valign="top">AP : Annual Premium</td>
</tr>
<tr>
<td rowspan="2" width="192" valign="top"><strong>Top-Up Premium</strong></td>
<td width="349" valign="top">Min – 10,000</td>
</tr>
<tr>
<td width="349" valign="top">Max – 10 X AP (aggregate of   all Top-Up Premiums)</td>
</tr>
<tr>
<td rowspan="2" width="192" valign="top"><strong>Top-Up Sum Assured</strong></td>
<td width="349" valign="top">If age at the time of   payment of Top-Up Premium is less than 45 yrs: 1.25 X Top-Up Premium</td>
</tr>
<tr>
<td width="349" valign="top">If age at the time of   payment of Top-Up Premium is 45 yrs and above : 1.10 X Top-Up Premium</td>
</tr>
</tbody>
</table>
<p><strong> </strong></p>
<p><strong>General Exclusions</strong></p>
<p>In case the Life Insured commits suicide within one year of date of issue of the policy, the beneficiary would receive the Fund Value in the Main and the Top-Up Account. In case the Life Insured commits suicide within one year of date of payment of Top-Up premium, the Top-Up Sum Assured is not payable and only the Fund Value in the Top-Up Accounts is payable.</p>
<p><strong>Risk Factors</strong></p>
<ul>
<li>Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.</li>
<li>The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.</li>
<li>Kotak Mahindra Old Mutual Life Insurance Ltd is only the name of the Insurance Company and Kotak Wealth Insurance is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.</li>
</ul>
<p>Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer.</p>

<p align="right">    <table cellpadding="0" cellspacing="0" border="0" ><tr><td  align="right"><div class="addthis_toolbox addthis_default_style "><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a></div><script type="text/javascript" src="http://s7.addthis.com/js/250/addthis_widget.js#pubid=xa-4e0d5fb863d78da4"></script></td><td align="left" ><script type="text/javascript" src="https://apis.google.com/js/plusone.js"></script><g:plusone></g:plusone></td></tr></table></p>
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<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-ace-investment-plan/">Kotak ACE Investment Plan | Advantage | Key Benefits</a></li>
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<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-safe-investment-plan-kotak-life-insurance/">Kotak Safe Investment Plan | Kotak Life Insurance</a></li>
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</ul><br />
]]></content:encoded>
			<wfw:commentRss>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-wealth-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Two new ULIPs by Kotak Life Insurance</title>
		<link>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/two-new-ulips-by-kotak-life-insurance/</link>
		<comments>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/two-new-ulips-by-kotak-life-insurance/#comments</comments>
		<pubDate>Fri, 10 Sep 2010 08:03:08 +0000</pubDate>
		<dc:creator>bhavana</dc:creator>
				<category><![CDATA[Kotak Mahindra Insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Kotak Life]]></category>
		<category><![CDATA[KOTAK LIFE INSURANCE]]></category>
		<category><![CDATA[ULIPS]]></category>

		<guid isPermaLink="false">http://www.bimadeals.com/insurance/?p=2447</guid>
		<description><![CDATA[Kotak Life Insurance has launched two new unit-linked insurance plans – Kotak Secure Invest Insurance and Kotak Wealth Insurance These ULIPs are in compliance with the new IRDA guidelines. About the ULIPS: Kotak Secure Invest Insurance is an equity exposure plan backed by capital guarantees with in-built investment advice of the guarantee fund It also [...]]]></description>
			<content:encoded><![CDATA[<p><a title="Kotak Life Insurance" href="http://www.bimadeals.com/life-insurance-india/kotak-mahindra-life-insurance.php" target="_blank">Kotak Life Insurance</a> has launched two new unit-linked insurance plans –</p>
<ul>
<li>Kotak Secure Invest Insurance and</li>
<li>Kotak Wealth Insurance</li>
</ul>
<p>These <a title="ULIPs" href="http://www.bimadeals.com/ulips-plan.php" target="_blank">ULIPs</a> are in compliance with the new IRDA guidelines.</p>
<p>About the ULIPS:</p>
<p><strong>Kotak Secure Invest Insurance</strong> is</p>
<ul>
<li>an equity exposure plan</li>
<li>backed by capital guarantees</li>
<li>with in-built investment advice of the guarantee fund</li>
<li>It also helps the customer gain from market participation through the guarantee fund that aims at stable capital appreciation while limiting the downside risk in falling market conditions.</li>
</ul>
<p><strong>Kotak Wealth Insurance</strong></p>
<ul>
<li>provides investment growth</li>
<li>with comprehensive triple benefits in the event of death</li>
<li>power-packed range of eight fund options allows customers to balance their risk profile with the tenure of their investments</li>
</ul>

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<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-wealth-insurance/">KOTAK WEALTH INSURANCE | OVERVIEW | ADVANTAGES | FEATURES &#038; BENEFITS | ELIGIBILITY &#038; EXCLUSIONS | RISK FACTORS</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-safe-investment-plan-kotak-life-insurance/">Kotak Safe Investment Plan | Kotak Life Insurance</a></li>
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<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-easy-growth-plan-kotak-life-insurance/">Kotak Easy Growth Plan | Kotak Life Insurance</a></li>
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</ul><br />
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Kotak Safe Investment Plan &#124; Kotak Life Insurance</title>
		<link>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-safe-investment-plan-kotak-life-insurance/</link>
		<comments>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-safe-investment-plan-kotak-life-insurance/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 11:05:59 +0000</pubDate>
		<dc:creator>bhavana</dc:creator>
				<category><![CDATA[Kotak Mahindra Insurance]]></category>
		<category><![CDATA[insurance policy]]></category>
		<category><![CDATA[KOTAK LIFE INSURANCE]]></category>
		<category><![CDATA[Kotak Safe Investment Plan]]></category>

		<guid isPermaLink="false">http://www.bimadeals.com/insurance/?p=1548</guid>
		<description><![CDATA[The Kotak Safe Investment Plan of Kotak Life Insurance is a perfect investment plan. This plan comes with the ‘Seal of Guarantee’. This insurance policy gives the best of the markets excludes the risk of loss in the falling markets. The chief advantages of Kotak Safe Investment Plan of Kotak Life Insurance are as follows [...]]]></description>
			<content:encoded><![CDATA[<p>The Kotak Safe Investment Plan of <a title="Kotak Life Insurance" href="http://www.bimadeals.com/life-insurance-india/kotak-mahindra-life-insurance.php" target="_blank">Kotak Life Insurance</a> is a perfect investment plan. This plan comes with the ‘Seal of Guarantee’. This <a title="Insurance Policy" href="http://www.bimadeals.com/" target="_blank">insurance policy</a> gives the best of the markets excludes the risk of loss in the falling markets.</p>
<p><strong>The chief advantages of Kotak Safe Investment Plan of Kotak Life Insurance are as follows</strong></p>
<ul>
<li>The policy offers wide range      of 6 funds to suit the supplies of the customer.</li>
</ul>
<ul>
<li>The plan also gives flexible      risk cover alternative depending on the need.</li>
</ul>
<ul>
<li>The top ups are easy and give      the facility to add to the investment.</li>
</ul>
<ul>
<li>The policy gives easy      liquidity through facility for part withdrawals.</li>
</ul>
<ul>
<li>The customer can maximize the      return through tax free switching from one fund to another.</li>
</ul>
<p><strong>The key features of Kotak Safe Investment Plan of Kotak Life Insurance are as follows:</strong></p>
<p><strong>Wealth Maximization</strong></p>
<p><strong>This policy is a choice of six fund options. It balances the risk profile with the tenure of investment:</strong></p>
<ul>
<li>Guaranteed / Dynamic Floating      Fund Rate Fund – 1.2%</li>
<li>Guaranteed / Dynamic Bond Fund      – 1.2%</li>
<li>Guaranteed / Dynamic Gilt Fund      – 1.0%</li>
<li>Guaranteed / Dynamic Money      Market Fund – 0.6%</li>
<li>Guaranteed / Dynamic Growth      Fund – 1.5%</li>
<li>Guaranteed / Dynamic Balanced      Fund – 1.3%</li>
</ul>
<p><strong>Maturity Benefit</strong></p>
<ul>
<li>The customer can invest      without any limit and enjoy the advantage potential from the bull markets.</li>
</ul>
<ul>
<li>The guaranteed maturity value      ensures no disadvantage risk in case of falling markets.</li>
</ul>
<ul>
<li>At the time of maturity of the      policy the fund value in the main account along with the fund value in the      top up account will be paid to the policy holder.</li>
</ul>
<p><strong>Death Benefit</strong></p>
<ul>
<li>If there s any case of      unfortunate event of the death of the policy holder the beneficiary will      receive the sum assured or the fund value of the main account.</li>
</ul>
<p>The plan also offers High Cover-Policy Term X Annual Premium and Low Cover- 5 X Annual Premium.</p>

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<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-flexi-plan-kotak-life-insurance/">Kotak Flexi Plan | Kotak Life Insurance</a></li>
<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-easy-growth-plan-kotak-life-insurance/">Kotak Easy Growth Plan | Kotak Life Insurance</a></li>
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<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-secure-retirement-plan-kotak-life-insurance/">Kotak Secure Retirement Plan | Kotak Life Insurance</a></li>
</ul><br />
]]></content:encoded>
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		<title>Kotak Flexi Plan &#124; Kotak Life Insurance</title>
		<link>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-flexi-plan-kotak-life-insurance/</link>
		<comments>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-flexi-plan-kotak-life-insurance/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 10:45:31 +0000</pubDate>
		<dc:creator>bhavana</dc:creator>
				<category><![CDATA[Kotak Mahindra Insurance]]></category>
		<category><![CDATA[insurance policy]]></category>
		<category><![CDATA[Kotak Flexi Plan]]></category>
		<category><![CDATA[KOTAK LIFE INSURANCE]]></category>

		<guid isPermaLink="false">http://www.bimadeals.com/insurance/?p=1545</guid>
		<description><![CDATA[The Kotak Flexi Plan of Kotak Life Insurance plan is a marketplace linked investment plan. This policy helps to make the financial future because it offers control as well as flexibility over the money. It gives the most excellent of the market and ensures capital erosion. The main advantages of Kotak Flexi Plan of Kotak [...]]]></description>
			<content:encoded><![CDATA[<p>The Kotak Flexi Plan of <a title="Kotak Life Insurance" href="http://www.bimadeals.com/life-insurance-india/kotak-mahindra-life-insurance.php" target="_blank">Kotak Life Insurance</a> plan is a marketplace linked investment plan. This policy helps to make the financial future because it offers control as well as flexibility over the money. It gives the most excellent of the market and ensures capital erosion.</p>
<p><strong>The main advantages of Kotak Flexi Plan of Kotak Life Insurance are as follows:</strong></p>
<ul>
<li>This <a title="Insurance Policy" href="http://www.bimadeals.com/" target="_blank">insurance policy</a> adds to the      investment anytime during top ups.</li>
<li>The policy has wide range of      funds to suit the risk desire of the customer.</li>
<li>The facility to switch from      one fund to another is free of tax and thus it helps in maximizing the      returns.</li>
<li>The policy gives limited benefit      potential with no disadvantage market risk.</li>
<li>The facility of easy liquidity      through partial withdrawals is also available under this policy.</li>
<li>The options of limited premium      or regular premium are also offered to suit the finances of the policy      holder.</li>
<li>The plan also gives additional      cover by 7 riders.</li>
</ul>
<p><strong>The key benefits of Kotak Flexi Plan of Kotak Life Insurance plan are as follows:</strong></p>
<p><strong>Maturity Benefit</strong></p>
<p>The guaranteed maturity value is offered along with this plan to ensure that the policy holder enjoys the unlimited upside prospective. The customer does not have to face any downside risk in case of declining market. At the maturity of the policy the guaranteed maturity value or the fund value in the main account either is higher will be paid to the policy holder. The fund value in the top up account will also be paid.</p>
<p><strong>Death Benefit</strong></p>
<p>In case of the ill-timed death of the policy holder the receiver will get the sum assured or the market value in the main account whichever is higher. If there is any fund value in the top up account that will also be paid.</p>

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		<title>Kotak Easy Growth Plan &#124; Kotak Life Insurance</title>
		<link>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-easy-growth-plan-kotak-life-insurance/</link>
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		<pubDate>Tue, 13 Apr 2010 10:25:45 +0000</pubDate>
		<dc:creator>bhavana</dc:creator>
				<category><![CDATA[Kotak Mahindra Insurance]]></category>
		<category><![CDATA[insurance plan]]></category>
		<category><![CDATA[Kotak Easy Growth Plan]]></category>
		<category><![CDATA[KOTAK LIFE INSURANCE]]></category>

		<guid isPermaLink="false">http://www.bimadeals.com/insurance/?p=1542</guid>
		<description><![CDATA[The Kotak Easy Growth Plan of Kotak Life Insurance is a single premium investment plan. This insurance plan generates the value for the whole life as well as safeguard for the entire family in case of ill-timed incidents. This policy gives control over the investment during one premium and allows access to cash value for [...]]]></description>
			<content:encoded><![CDATA[<p>The Kotak Easy Growth Plan of <a title="Kotak Life Insurance" href="http://www.bimadeals.com/life-insurance-india/kotak-mahindra-life-insurance.php" target="_blank">Kotak Life Insurance</a> is a single premium investment plan. This <a title="Insurance Plan" href="http://www.bimadeals.com/" target="_blank">insurance plan</a> generates the value for the whole life as well as safeguard for the entire family in case of ill-timed incidents. This policy gives control over the investment during one premium and allows access to cash value for emergencies.</p>
<p><strong>The main advantages of Kotak Easy Growth Plan of Kotak Life Insurance plan are as follows:</strong></p>
<ul>
<li>Tax free switching to help get      maximize income</li>
<li>Simplicity of payment &#8211; Single      premium plan</li>
<li>Choice of six fund options</li>
<li>Flexible top-up / withdrawals      contributions</li>
<li>Double benefits of investments      as well as <a title="Insurance" href="http://www.bimadeals.com/" target="_blank">insurance</a></li>
<li>Investment benefit multiply      across whole life</li>
</ul>
<p><strong>The Kotak Easy Growth Plan of Kotak Life Insurance plan is specially suited for:</strong></p>
<ul>
<li>Those who would like to save      from the hassle of the regular premium payments.</li>
<li>Those who would like to      increases the investment amount at expediency according to the      requirements.</li>
<li>The policy does not have any determined      maturity schedule and thus enable to enjoy an easy exit from the plan.</li>
</ul>
<p><strong>The benefits of Kotak Easy Growth Plan of Kotak Life Insurance plan are as follows:</strong></p>
<p><strong>Maturity Benefit</strong></p>
<ul>
<li>This plan does not have a      fixed maturity date.</li>
<li>The policy holder can exit      anytime after the 3<sup>rd</sup> policy anniversary.</li>
<li>At the maturity of the policy      the policy holder will get the fund value in the main report along with      the fund value in the top up account.</li>
</ul>
<p><strong>Death Benefit</strong></p>
<p>In case of the unlucky death of the policy holder the beneficiary will receive the sum assured along or the fund value in the main account which is 5 times of the single premium or the fund value in the top up account, either is higher.</p>
<p><strong>Tax Benefit</strong></p>
<p>Tax Benefits are available under section 80C and 10 (10D) of Income Tax Act, 1961. Section 80D will be applicable in case of Kotak Easy Growth (5 times); if Critical Illness benefit is opted for. Tax benefits are subject to change in tax laws.</p>

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<li><a href="http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-capital-multiplier-plan-kotak-life-insurance/">Kotak Capital Multiplier Plan | Kotak Life Insurance</a></li>
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		<title>Kotak Capital Multiplier Plan &#124; Kotak Life Insurance</title>
		<link>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-capital-multiplier-plan-kotak-life-insurance/</link>
		<comments>http://www.bimadeals.com/insurance/kotak-mahindra-insurance/kotak-capital-multiplier-plan-kotak-life-insurance/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 09:18:15 +0000</pubDate>
		<dc:creator>bhavana</dc:creator>
				<category><![CDATA[Kotak Mahindra Insurance]]></category>
		<category><![CDATA[insurance policy]]></category>
		<category><![CDATA[Kotak Capital Multiplier Plan]]></category>
		<category><![CDATA[KOTAK LIFE INSURANCE]]></category>

		<guid isPermaLink="false">http://www.bimadeals.com/insurance/?p=1535</guid>
		<description><![CDATA[The Kotak Capital Multiplier Plan of Kotak Life Insurance is an endowment plan which offers bonuses ever year along with the facility to increase the investment and withdraw the money. The facility is available even after 15 years of maturity. The main advantages of Kotak Capital Multiplier Plan of Kotak Life Insurance plan are as [...]]]></description>
			<content:encoded><![CDATA[<p>The Kotak Capital Multiplier Plan of <a title="Kotak Life Insurance" href="http://www.bimadeals.com/life-insurance-india/kotak-mahindra-life-insurance.php" target="_blank">Kotak Life Insurance</a> is an <a title="Endowment Plan" href="http://www.bimadeals.com/life-insurance-india/life-insurance.php#endowment" target="_blank">endowment plan</a> which offers bonuses ever year along with the facility to increase the investment and withdraw the money. The facility is available even after 15 years of maturity.</p>
<p><strong>The main advantages of Kotak Capital Multiplier Plan of Kotak Life Insurance plan are as follows:</strong></p>
<ul>
<li>This <a title="Insurance Plan" href="http://www.bimadeals.com/" target="_blank">insurance plan</a> gives independence      of extending the policy term beyond the date of maturity.</li>
<li>Under this policy extra 10%      life cover above the unique life cover is available throughout the policy      term.</li>
<li>The policy also gives a free      ATM card to withdraw the maturity profits with ease.</li>
<li>The bonus declared regularly      through the company helps in accumulating much.</li>
<li>The facility of investing      surplus monies top up premium is also available.</li>
</ul>
<p><strong>The benefits of Kotak Capital Multiplier Plan of Kotak Life Insurance plan are as follows:</strong></p>
<p><strong>Maturity Benefit</strong></p>
<p>This policy is a participating plan and the policy holder is allowed to receive either the basic sum assured or the buildup account on maturity along with the balance in the extra accumulation account.</p>
<p><strong>Early Maturity Benefit</strong></p>
<p>On the maturity of the policy after at least 3 years of the policy the guaranteed cash value and the unique cash value in respect of the lump injections will be paid.</p>
<p><strong>Death Benefit</strong></p>
<p>In case of the event o the ill-timed death of the policy holder the beneficiary will get the basic sum assured or the accumulation amount whichever is higher. Along with that 10% of the basic sum assured along with the lumps sum injections the additional accumulation account is also to be paid.</p>
<p><strong>Rider Benefit</strong></p>
<p><strong>The riders available under this policy are as follows:</strong></p>
<ul>
<li>Term / Preferred Term Benefit      (KTB – UIN No: 107C003V02, KPTB – UIN No: 107C013V01)</li>
<li><a title="Critical Illness" href="http://www.bimadeals.com/health-insurance-india/health-insurance-critical-care.php" target="_blank">Critical Illness</a> Benefit (CIB      – UIN No: 107C004V02)</li>
<li>Accidental Death Benefit (ADB      – UIN No: 107C001V01)</li>
<li>Permanent Disability Benefit      (PDB – UIN No: 107C002V01)</li>
<li>Life Guardian Benefit (LGB –      UIN No: 107C012V01)</li>
</ul>
<p>Accidental Disability Guardian Benefit (ADGB – UIN No: 107C011V01)</p>

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