Bajaj Allianz Silver Health – Key Features

As the age of an individual increases, health care costs increase & become a burden on the individual. Senior citizens have to pay out their hard earned savings to meet the expenses. Bajaj Allianz’ Silver Health is an insurance policy designed exclusively for senior citizens that covers medical expenses incurred during hospitalization.

Features

• Pre-existing diseases covered upto 50% from the second year of the policy
• A flat benefit of 3% on admissible hospitalization expenses are paid towards pre & post hospitalization expenses
• Cashless facility: With Silver Health plan, the member has access to cashless facility at wide network of 2400 hospitals acrossIndia(subject to exclusions and conditions)
• Incase of admission in non-network hospitals, the expenses incurred would be reimbursed within 14 days from the submission of all documents
• 20% of co-payment of the admissible claim to be paid by the member if treatment is taken in a hospital other than a network hospital
• Waiver of co-payment is available on payment of additional premium

Advantages

• Cumulative bonus of 5 % added to your sum assured for every claim free year
• Health Check up at the end of continuous four claim-free years
• Family discount of 5 % is applicable
• Income tax benefit on the premium paid as per section 80-D of the Income Tax Act as per existing IT law

Coverage

• Policy can be taken form 46-70yrs *
• Renewal up to 75 yrs*
• SI can be opted from 50,000 – 5, 00,000.

Silver Health: Annual Premium Rate

* Premium excludes Service Tax

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