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Bajaj Allianz Life Insurance Family Assurance cum Investment Plan

January 12th, 2010

Family Assure is an investment plan of Bajaj Allianz Life Insurance that has been designed to offer excellent periodic returns on the fund invested by the insured.

Some important features and benefits of Bajaj Allianz Life Insurance Family Assure cum investment plan are as follows:

* In this insurance policy, the insured is eligible to receive loyalty units which are equivalent to 0.35 per cent of the regular

premium fund value at the end of each policy year.
* Here the insured are offered two choices regarding the investment portfolio strategies in which there is special Wheel of Life portfolio. This feature is meant to offer safety and security to the investment of the insured.

* In this policy, ample flexibility has been offered to the insured in which the insured is allowed to increase or decrease the insurance premium.

* Apart from this the insured is also allowed to transfer their assets from one investment to another, which can be done at any point of time during the policy.

* The insured are even allowed to make unlimited top up premiums at any point of time during the tenure of the policy.
* Death benefit is also available in this policy in which the nominee of the policy would be getting fund value along

with accrue bonus if there is any. Here the benefits would be paid after deducting the partial withdrawal money from the fund value.

* Partial withdrawal feature is available in which the insured is allowed to withdraw certain sum of money from the assured fund so as to overcome any financial obligation.

* Riders are also available in this policy that is meant to offer enhanced insurance coverage. The riders that are available here is critical illness benefit, accidental death benefit and hospital cash benefit.

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