Bimadeals » Car Insurance

Motor insurance premium rates to go up from today

admin — Mon, 02 Apr 2012 05:34:11 +0000

Owners of cars, commercial vehicles and two-wheelers will have to pay more towards insurance with enhanced motor insurance rates coming into effect from today.

The premium rates for third party motor insurance in certain cases will go up by as much as 40 per cent from April 1, 2012, as per the notification of the Insurance Regulatory and Development Authority (IRDA).

The IRDA had earlier announced that the new rates of third party motor insurance premium would be revised at the end of every fiscal year.

Third-party insurance cover protects the vehicle owner from any financial liability, in case of damage to life or property in an accident to the third person.

As per the new rates, private car owners would have to pay premium depending on the size of the vehicles. The hike would be in the range of 6-40 per cent.

Owners of cars up to 1,000 cc engine capacity will have to shell out a third party premium of Rs 784. It would be Rs 925 for cars with engine capacity of above 1,000 cc and up to 1,500 cc. For cars exceeding 1,500 cc, the premium rate will be Rs 2,853 per year.

The IRDA also notified the enhanced premium rates for vehicles such as trailers, four-wheeler passenger carriages (depending on their engine capacity and seating capability), motorised two-and three-wheeler vehicles for carrying passenger for hire among others.

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TATA AIG Car Insurance | Renewal – Features & Benefits

bhavana — Tue, 27 Sep 2011 09:52:54 +0000

Your car is not only a high value asset but also a highly valued possession. Therefore, it becomes crucial to insure your valuable possession. In today’s times you need a comprehensive policy that not only covers you against the mandatory third party liability but also against the losses caused due to fire, theft, explosion, burglary, riots, strikes, earthquakes, flood, cyclones, accidents, malicious acts and terrorist activities.

Key Features

- Free pick-up of car

- Direct settlement facility at special garages

- Upto 6-month accident-repair warranty

- Quality spares and materials, guaranteed!

- Claim settlement in 7 days!

- Enhanced protection though 8 unique add on covers.

What does the Auto Secure Insurance cover?

- Loss or Damage to your Vehicle: Any partial or total loss to your vehicle arising out of accident or on account of fire and allied perils is covered.

- Third Party Legal Liability: Covers Third party property damage and Third party Bodily injury

- No deduction on count of Salvage value

- Green Channel Settlement: Green Channel Settlement is another first in the motor insurance industry. This innovation promises to make accident claims and repairs easier than never before! You get value added propositions through our accredited garages

- Auto Restore Warranty: Tata AIG Auto Secure policyholders can enjoy ‘Warranty on Accident Repairs’ when a customer opts for the ‘Green Channel Settlement

Enhanced protection though 8 unique add on covers.

Get Added Protection from our 8 unique add on covers

With growing needs and dynamic external factors, the regular car insurance is no longer sufficient. Tata AIG has endeavored to offer evolved benefits giving maximum value additions over and above the basic benefits.

Depreciation Reimbursement –
This cover offers full claim without any deduction for depreciation on the value of parts replaced. The cover is available for vehicles up to 3 years old and operates for maximum 2 claims during the policy period.

Return to Invoice -
This cover pays the difference between the ‘claim amount receivable’ under the policy and the ‘purchase price of vehicle’ as per invoice in case the vehicle is declared a Total Loss or a Constructive Total Loss.

In case the same vehicle make and model is available at a lower price than the purchase price, then the lower price will be considered for arriving at the differential amount.

The cover also pays first time registration charges and road tax on the insured vehicle. Cover is available for vehicles up to 3 years old.

Daily Allowance –
This cover pays a fixed sum towards hiring a transport while the vehicle is under repair for a valid claim and the repair time is more than 3 days.

The cover will be valid for maximum 10 days and in case of Total Loss / Theft claims, validity will be up to 15 days.

Period of Daily Allowance may extend beyond the policy period depending upon the date of loss.

No Claim Bonus Protection -
Normally in case of a claim, the ‘No Claim Bonus (NCB)’ component of your car insurance policy gets impacted. However under this cover, the existing NCB can be retained. Such retention of NCB will be applicable in case of certain claims if the bonus accumulated is 25% or more and there is no claim in the preceding 2 years. NCB Protection is available only if vehicle is renewed with Tata AIG.

Repair of Glass, Fibre, Plastic and Rubber Parts –
Under this cover the ‘No Claim Bonus’ will not be impacted if repair rather than replacement is opted for damage to only Glass, Fibre, Plastic and Rubber parts provided no other claim for damage to the vehicle is preferred during the policy period. This cover is free.

Key Replacement -
This cover pays the cost to replace vehicle keys if lost or stolen, plus the cost of locks if the vehicle is broken into.

Emergency Transport and Hotel Expenses –
This cover pays the cost of overnight stay and taxi charges for returning to the place of residence or the nearest city of travel, if the vehicle becomes immobile due to an accident.

Loss of Personal Belongings -
This cover pays for the loss or damage to personal belongings inside a vehicle at the time of loss or damage to the vehicle in excess of Rs. 250.

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Royal Sundaram Car Insurance | Renewal – Key Features & Benefits

bhavana — Tue, 27 Sep 2011 08:41:41 +0000

Key Features of Car Insurance Online

Car Insurance is governed by the India Motor Tariff Act. The key features are:

- Protection from loss of car or damage to your car with Auto Car Insurance plan.
- Unlimited Liability for Third Party death/ injury Claims with Auto Car Insurance policy.
- Indemnity for third party property damage up to a limit of Rs. 7.5 lakhs.
- Speedy authorisation of repairs to get your car back on the road.
- Personal Accident Cover for you, your paid driver and the occupants in the car.
- Customer Helpline to give you support and guidance when you need it.
- Efficient and worry free claims service to give you peace of mind only with Auto Car Insurance plan from Royal Sundaram.
- First Information Report is not required (Unless legally mandatory).

Extra Benefits of Car Insurance

- Special Model Wise Discounts on Own Damage Premium for your car only with Auto Car Insurance plan
- Discount in premium up to 5% on the Own Damage Premium (or) Max of Rs.200/
- for a valid Member of Automobile Association of India
- Discount in premium up to 2.5% on the Own Damage Premium (or) Max of Rs. 500/- on Installation of Anti-Theft Device in your car
- Discount of Rs. 100/- in Third Party Basic Premium on reduction in Limits of Liability for Third Party Property Damage with Auto Car Insurance plan
- Discount of 35% on Own Damage Premium subject to a maximum of Rs. 2,500/- on opting maximum voluntary deductible of Rs. 15,000/-
- Transfer of No Claim Bonus (NCB) from other insurance company on renewal with Royal Sundaram’s Car Insurance Policy Online.

Car Insurance Policy Coverages

a) Loss or damage to your car: This Royal Sundaram Car Insurance policy cover you against any loss or damage caused to the vehicle due to the following natural and man made calamities.

What is covered in Auto Car Insurance Policy	What is not covered in Auto Car Insurance Policy
- Accidental & External Damage	- Wear and tear, Depreciation or any consequential loss
- Fire & Explosion	- Mechanical/ electrical breakdown
- Riot & Strike	- Damage caused by a person driving the car without a valid license
- Malicious Act	- Damage caused by a person driving the car under the influence of alcohol or drugs
- Burglary, housebreaking/ Theft	- Other exclusions as per the policy terms and conditions
- Landslide
- Transit
- Earthquake
- Storm and Flood
- Terrorism

b) Liability to Third Parties (Additional Auto Insurance Policy Covers)

What is covered in Auto Car Insurance Policy	What is not covered in Auto Car Insurance Policy
- Legal protection for death or injury claims from third parties	- Damage to your personal property
- Legal protection for damage to third party property	- Costs and expenses incurred without our prior written consent
- Legal costs and expenses	- Other exclusions as per the policy terms and conditions

C) Personal Accident Cover to Owner/ Driver: This insurance policy provides compulsory Personal Accident Cover to the owner/ driver whilst driving the vehicle including mounting into/ dismounting from or traveling in the insured vehicle as a co–driver for Rs. 2 lakhs.

Extra Covers offered under Car Insurance Online Policy

- Personal Accident Cover to Unnamed Passengers and paid driver for a maximum of Rs. 2 lakhs per person
- Personal Accident Benefits for you, your paid driver and occupants of your car
- Legal liability to paid driver employed in connection with the operation of insured private car
- Legal Liability to the Employees of the Insured other than paid driver who may be driving or travelling in the car
- Comprehensive cover for Electrical/ Electronic/ Non-Electrical Fittings in the car – Cover for CNG Kit and Bi-Fuel System which are endorsed in the RC book.

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Reliance Car Insurance | Renewal – Features & Benefits

bhavana — Mon, 26 Sep 2011 06:14:00 +0000

Your car is more than a means of transport. It is a valued possession which is dear to you and your family. Any damage to your car by way of an accident/ natural calamity or loss because of theft not only hits your pride and joy but also makes a deep hole in your pocket.

Drive to safety with Reliance Private Car Insurance. Not only do we cover benefits of comprehensive motor insurance but also provide post accident assistance. With our policy you get complete and maximum coverage for your car.

Key Highlights –

- Instant Policy Issuance through online and on call (1800 3002 8282)

- No documentation

- Cashless facility at 1700 network garages

- Reimbursement of towing charges upto Rs. 1,500

- Survey within 8 working hours

- 24/7 service

- Hassle free claim settlement

- Attractive discounts

- Complete car insurance, on and off the road

Key Advantage –

Complete Cover

Reliance Private Car Package Policy gives you complete insurance cover for your car, on and off the road.

It covers your car against accidents, theft, natural calamities etc.
It will also give you personal accident insurance cover and third party liability cover.

Facilities for your convenience

We provide Cashless facility across 1700 network garages in India
We also provide an allowance of Rs. 1500 towards towing charges if required
Whenever you need us, we are just a phone call away at 1800 103 1999(Claims) and 022 41112600 (Charges apply)

Super-fast service

The Survey of your vehicle is arranged within 8 working hours
Instant policy issuance through online and on call (1800 3002 8282)
Immediate response to any call for claims
We have a dedicated help line for emergency services
Whenever you need us, we are just a phone call away at 1800 103 1999(Claims) and 022 41112600 (Charges apply)

Attractive Discounts

Avail the ‘No Claim Bonus’, if no claims were made the previous year for your existing policy with Reliance General Insurance. Option of transferring ‘No Claim Bonus’ to your new vehicle is also available. Valued customers are given additional discounts for:

Voluntary excess
Membership of a recognized automobile association
Installation of anti-theft device
Side car discount
Specific location usage cover discount

Policy Coverage –

The policy coverage is wide and encompasses many aspects, from the vehicle to the owner to any third party involved in a liability concerning the vehicle that is insured.

Vehicle Damage:

The Reliance Private Car Package Policy covers loss or damage to vehicle due to:

Accident, fire, lightening
Self-ignition, explosion
Theft
Riot and strike, malicious act, terrorism
Earthquake, flood, cyclone and inundation
Transit by rail, road, air, elevator and elevator

Personal Accident Cover

This policy will also cover you, the policyholder, while you are driving against any accident. Additional 3rd party cover can also be availed.

Third Party Liability

Compulsory cover to be taken by all vehicles, as per the Motor Vehicle Act
Provides liability for third party injury or death
Covers third party property damage

Add on covers

Most people customize their cars so that it suits their tastes and utilization. We offer you the option to customize the policy with additional coverage for the following:

Electrical/electronic accessories
Non-electrical accessories
Bi-fuel kits comprising LPG/CNG systems
Legal Liability to employee, paid driver, cleaner & conductor
Racing, speed tests, dexterity trials, hill climb extensions

Exclusion –

At Reliance General Insurance, we would like our policy to be as transparent as possible. Hence we would like you to know some of the major exclusions under the policy:

Normal wear and tear of the vehicle
Mechanical and electrical breakdown
Vehicles being used other than in accordance with the limitations as to use
Damage to/by a person driving without a valid driving license
Loss or damage under the influence of alcohol or any other intoxicating substance
Loss or damage due to depreciation
Loss or damage due to war or nuclear risks
Consequential loss
Compulsory Deductibles

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ICICI Car Insurance | ICICI Lombard Car Insurance Renewal – Features & Benefits

admin — Mon, 26 Sep 2011 05:21:40 +0000

A comprehensive Motor Insurance policy for your car that keeps it secure against damage caused by natural and man-made calamities, including acts of terrorism. Avail of Own Damage, Personal Accident cover for owner-driver and Third Party Legal Liability cover all in one policy.

Key Benefits

- A digitally signed policy is issued immediately through our online facility.

- Access to over 2700+ network garages for cashless claims servicing across India.

- Doorstep surveyor facility to cover your car with break-in insurance.

- Optional Personal Accident covers for co-passengers.

- Avail NCB on renewals if no claim is made during the previous policy period.

- Towing charges up to 1,500 in case of accidental damage (as per the policy
terms and conditions).

- Transfer all No Claim Bonus (NCB) benefits when shifting your motor insurance policy to ICICI Lombard.

- 5% discount for recognized Automobile Associations Members.

- 2.5% discount for ARAI approved anti theft device in your vehicle.

- Avail add-on covers for items such as fog lights, music system and seat covers.

- Buy Online and pay in installments without any extra charges.

What is covered?

Loss or Damage to your vehicle against Natural Calamities

Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.

Loss or Damage to your vehicle against Man-made Calamities

Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

Personal Accident Cover

Coverage of 2 Lakhs for the individual owner-driver of the vehicle while travelling, mounting or dismounting from the car. Optional personal accident covers for co-passengers available.

Third Party Legal Liability

Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

What is not covered?

- Normal wear and tear and general ageing of the vehicle.

- Depreciation or any consequential loss.

- Mechanical/ electrical breakdown.

- Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement.

- Vehicles including cars being used otherwise than in accordance with limitations as to use.

- Damage to/ by a person driving any vehicles or cars without a valid license.

- Damage to/ by a person driving the vehicle under the influence of drugs or liquor.

- Loss/ damage due to war, mutiny or nuclear risk.

Sum Insured

- All vehicles are insured at a fixed value called the Insured’s Declared Value (IDV).

- IDV is calculated on the basis of the manufacturer’s listed selling price of the vehicle (plus the listed price of any accessories) after deducting the depreciation for every year as per the schedule provided by the Indian Motor Tariff.

- If the price of any electrical and / or electronic item installed in the vehicle is not included in the manufacturer’s listed selling price, then the actual value (after depreciation) of this item can be added to the sum insured over and above the IDV.

- In case of vehicles fitted with bi-fuel system such as Petrol/ Diesel and CNG/ LPG, permitted by the concerned RTO, the CNG/LPG kit fitted to the vehicle is to be insured separately at an additional premium of 4% on the value of such kit. You need to specifically declare this in the proposal form.

Choosing the right Car Insurance

When it comes to choosing insurance for your health, travel, student, home, etc. you have many options to compare between the various policies available in the market. As each company offers innovative covers, it becomes easier for you to make a decision based on the coverage as well as the premium offered. However, this does not hold true when buying Car Insurance.

Car Insurance in India is governed by the All India Motor Tariff, so the coverage for your vehicle would be the same no matter which company you would buy it from. Moreover, car insurance is mandatory and needs to be renewed every year.

Here are a few pointers to help you to make a more informed decision on car insurance

Car Insurance gives you financial protection when your car is damaged due to an unforeseen event. A few things that you should keep in mind when buying Car Insurance, are:

Reliable service - When looking for a car insurance look for an established company with an extensive garage network. Discuss with friends, ask colleagues, talk to people… this will be enough to get you started on the right track. Use the opinions you collect to further your research over the internet. Visit prominent garages in your area and check which insurance company they are associated with. This will make sure that you get the best service along with easy settlement of your claim.

Financial stability - The insurance business is all about settling claims in the face of unforeseen events. So check the insurance company’s claim ratio. Use websites like IRDA (Insurance Regulatory and Development Authority) to verify the company’s legitimacy. Also, check the company’s credit rating for more info.

Type of coverage - Car Insurance is a combination of Own Damage and Third Party Liability coverage. In simple terms, Own Damage part of the insurance covers any damage/theft (total or partial) of the car, whereas Third Party Liability covers any damage/ injury caused to a person/ property by the insured car. So make sure you opt for comprehensive coverage to protect yourself and your car from any unforeseen events.

Top Reasons to Choose ICICI Lombard

ICICI Lombard offers a comprehensive Car Insurance package for a reasonable price. Within just two minutes, you would know how much you could save on your Car Insurance premium, because that is how fast it is to calculate a real-time quote.

Instant Policy, No Paperwork: ICICI Lombard offers instant Car Insurance policy online without any paperwork. Since the policy is issued online instantly, there is no waiting period or lengthy paperwork involved. You do not have to worry about the safekeeping of the original policy, since a digitally signed and valid legal copy would always be accessible to you anywhere and anytime in your online account.

Nationwide Network: ICICI Lombard Car Insurance policyholders can avail cashless servicing of their cars in any of the 2,700+ network of garages present nationwide. In case of unforeseen event, the company directly settles the expenses with the garage. Therefore, you do not have to pay anything from your own pocket.

Comprehensive Coverage: ICICI Lombard Car Insurance coverage ensures that in the event of an unforeseen event the damages caused to your vehicle and any bodily injury caused to self and surrounding property as a result of the incident are also taken care of. If there is a liability claim from the injured party, your car insurance shall also provide you with the financial support to deal with it. What you get is an all-in-one policy covering Car + Personal Accident + Third Party Legal Liability. Moreover, you are well covered from theft, so even if your car is stolen, you do not need to dip into your savings to recover the loss.

Reputed Name: ICICI Lombard is the largest private sector general insurance company in India with a Gross Written Premium (GWP) of 36,948 million (as of March 31, 2010). The company issued over 44 Lakh policies and settled over 62 Lakh claims, with a claim disposal ratio of 96% (percentage of claims settled against claims reported, as on March 31, 2010). The company has been assigned a domestic rating of ‘iAAA’ by ICRA (an associate of Moody’s Investors Service) for highest claim paying ability and a fundamentally strong position, for the fourth consecutive year. ICICI Lombard Auto Insurance has been rated as having the highest customer satisfaction among car owners in a survey conducted by J.D. Power Asia Pacific in India out of 11 other auto insurance providers.

With so many advantages and the ability to utilize them from the comfort of your home, makes buying car insurance online, not only the right choice, but also the most obvious one. So the next time you buy a new car, or have to renew your existing motor insurance, do it online … the investment of a few minutes of your time online will ensure safe driving for many years to come, and could result in savings too.

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Bajaj Allianz Car Insurance | Renewal – Features & Benefits

bhavana — Sat, 24 Sep 2011 09:52:07 +0000

Your car insurance policy is the most important document in your vehicle. No wonder millions of car owners across India trust Bajaj Allianz to insure their car. Along with comprehensive coverage against physical damage, bodily injury and cover againts third-party liability, your car insurance brings to you confidence and peace of mind. All this is backed by our superior claims servicing capability and fast settlement record.

Offer:

- Cashless settlement in over 1500 preferred workshops

- Hassle free claim settlement

- Quick and easy online purchase process

- 24 X 7 claim support

Key Benefits –

- In just 4 easy steps get your Car Insurance or Car Insurance Renewal done

- Cashless claims at over 1500 preferred garages, receive 75% on account payment when cashless facility is not available

- Transfer up to 50% of your existing No Claim Bonus from any insurance provider

- Avail of our 24×7 Telephonic Service

- Towing Facility in an event of a breakdown/accident 24×7 service by phone or online-even on holidays

- Instant Claims Assistance and SMS updates on your motor claim status through our 24×7 call-centers

- Bajaj Allianz’ preferred workshops give you access to hassle free inspection and bring to you high service standards

- 0% interest EMI option available on payment through Citibank Credit Card

What is covered?

- Loss or Damage to your car and two wheeler against Man-made Calamities Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

- Personal Accident Cover Coverage of Rs. 1 Lakh for the individual owner/driver of the vehicle while driving or traveling, mounting or dismounting from the two wheeler. Optional personal accident covers for co-passengers available.

- Third Party Legal Liability Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

What is not covered –

- Normal wear and tear and general ageing of the vehicle

- Depreciation or any consequential loss

- Mechanical/ electrical breakdown

- Vehicles being used otherwise than in accordance with limitations as to use

- Damage to/ by a person driving any vehicles without a valid license

- Damage to/ by a person driving the vehicle under the influence of drugs or liquor. Loss/ damage due to war, mutiny or nuclear risk

- Wear and tear of consumables like tires and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement

Claim Process

To register an insurance claim with us, you need to follow a simple and easy process. Follow the steps listed below:

Step 1: Park the vehicle safely

Step 2: Intimate and Register your claim with Bajaj Allianz.

Step 3: Shift the vehicle to a repair shop

Step 4: Hand over documents to surveyor/garage

Step 5: Bajaj Allianz reimburses and settles your claim

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Car Insurance Navi Mumbai | Choose & Compare Best Car Insurance in Navi Mumbai

bhavana — Thu, 25 Aug 2011 09:14:34 +0000

Car Insurance Navi Mumbai – Compare Car Insurance online in Navi Mumbai, Best Car Insurance Premium Calculate from all major Insurance Companies such as ICICI Lombard, TATA AIG General Insurance, HDFC ERGO, Future Generali, Reliance General, Bajaj Allianz, Bharti AXA in Navi Mumbai.

About Navi Mumbai –

Navi Mumbai is a Planned City on the west coast of the Indian state of Maharashtra. It was developed in 1972 as a twin city of Mumbai, and is the largest planned city on the planet, with 163 square kilometres (63 sq mi) under the jurisdiction of the Navi Mumbai Municipal Corporation (NMMC) and a total area of 344 square kilometres (133 sq mi).
Navi Mumbai lies on the mainland on the eastern shore of Thane Creek.

Navi Mumbai has a population of 2,600,000 of which approximately 800,000 live in Nerul and about 700,000 in Vashi, with the remainder residing in Belapur, Kharghar, Sanpada, Airoli, Ghansoli, Kopar Khairane and surrounding areas.

Major General Insurance Companies Provide Insurance in Navi Mumbai:

ICICI Lombard	TATA AIG General Insurance
Reliance General Insurance	Bajaj Allianz General Insurance
Future Generali General Insurance	HDFC ERGO
Bharti AXA General Insurance	Royal Sundaram General Insurance

What documents are needed to make a claim?

You will need to submit a claim form along with the following:

- A copy of the vehicle’s registration book.

- A copy of the driving license of the person driving the vehicle at the time of the accident.

- An estimate of the repairs.

- A copy of the police FIR/panchnama in case of theft or any third party personal injury/death or property damage.

- If the vehicle is declared a total loss, either due to an accident or theft, you will also have to provide the following documents – RTO transfer papers, original RC book, original Insurance policy, the vehicle’s original keys, a no objection certificate from you for transfer of the vehicle, a letter of indemnity on judicial stamp paper and a letter of subrogation on judicial stamp paper.

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Car Insurance Lucknow | Apply Best Car Insurance in Lucknow

bhavana — Thu, 25 Aug 2011 08:43:47 +0000

Car Insurance Lucknow – Compare Car Insurance online in Lucknow, Best Car Insurance Premium Calculate from all major Insurance Companies such as ICICI Lombard, TATA AIG General Insurance, HDFC ERGO, Future Generali, Reliance General, Bajaj Allianz, Bharti AXA in Lucknow.

About Lucknow:

Lucknow city is popularly known as the ‘the city of Nawabs’. Situated on the banks of the river Gomti, it is the capital of the north Indian state of Uttar Pradesh.
It was founded by Nawab Asaf-ud-Daula. In the olden times, it served as the capital of the nawabs of Awadh and it is one of the reasons why it is also called as the city of the Nawabs. The era of the Nawabs bestowed Lucknow with the courteous culture as well as mouthwatering delicacies for which it is famous today.

The population of Lucknow on July 30th 2011 is approximately 5,043,869. (Extrapolated from a population of 5,085,528 on November 26th 2009 and a population of 5,050,447 on April 9th 2011.)

Major General Insurance Companies Provide Insurance in Lucknow:

ICICI Lombard	TATA AIG General Insurance
Reliance General Insurance	Bajaj Allianz General Insurance
Future Generali General Insurance	HDFC ERGO
Bharti AXA General Insurance	Royal Sundaram General Insurance

What documents are needed to make a claim?

You will need to submit a claim form along with the following:

- A copy of the vehicle’s registration book.

- A copy of the driving license of the person driving the vehicle at the time of the accident.

- An estimate of the repairs.

- A copy of the police FIR/panchnama in case of theft or any third party personal injury/death or property damage.

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Car Insurance Ahmedabad | Apply Best Car Insurance in Ahmedabad

bhavana — Thu, 25 Aug 2011 08:04:30 +0000

Car Insurance Ahmedabad – Compare Car Insurance online in Ahmedabad, Best Car Insurance Premium Calculate from all major Insurance Companies such as ICICI Lombard, TATA AIG General Insurance, HDFC ERGO, Future Generali, Reliance General, Bajaj Allianz, Bharti AXA in Ahmedabad.

About Ahmedabad:

Ahmedabad was founded by Sultan Ahmed Shah in the year 1411 A.D, when it served as the capital of the Sultanate. A city which was once restricted to the walls constructed by Ahmed Shah, is today spread over 1300 sq. kms; once a home to the Sultans and Peshwas, is now a commercial city bustling with activity, a city which deserves a website dedicated exclusively to its news, information and services directory.

The largest city in the state of Gujarat and one of the largest urban agglomerations in India, with a population of approximately 52 lakhs (5.2 million) in 2011.

Major General Insurance Companies Provide Insurance in Ahmedabad:

ICICI Lombard	TATA AIG General Insurance
Reliance General Insurance	Bajaj Allianz General Insurance
Future Generali General Insurance	HDFC ERGO
Bharti AXA General Insurance	Royal Sundaram General Insurance

What documents are needed to make a claim?

You will need to submit a claim form along with the following:

- A copy of the vehicle’s registration book.

- A copy of the driving license of the person driving the vehicle at the time of the accident.

- An estimate of the repairs.

- A copy of the police FIR/panchnama in case of theft or any third party personal injury/death or property damage.

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Car Insurance Chandigarh | Apply Best Car Insurance in Chandigarh

bhavana — Thu, 25 Aug 2011 07:45:23 +0000

Car Insurance Chandigarh – Compare Car Insurance online in Chandigarh, Best Car Insurance Premium Calculate from all major Insurance Companies such as ICICI Lombard, TATA AIG General Insurance, HDFC ERGO, Future Generali, Reliance General, Bajaj Allianz, Bharti AXA in Chandigarh.

About Chandigarh:

Chandigarh – a city of Charming Contrast; a pulsating modern town famous for its architecture and landscape. “Chandigarh” derives its name from the temple of “Chandi” located in the vicinity of the site selected for the city. The deity ‘Chandi’, the goddess of power and a fort or ‘garh’ lying beyond the temple gave the city its name.

Chandigarh was planned for a population of half-a-million. In Phase I, 36 sq km of land was acquired by the city administration for construction of 30 sectors. Land for seventeen additional sectors (Sector 31 to 47) was acquired and developed during the second phase to cater for a population of 350,000.

Major General Insurance Companies Provide Insurance in Chandigarh:

ICICI Lombard	TATA AIG General Insurance
Reliance General Insurance	Bajaj Allianz General Insurance
Future Generali General Insurance	HDFC ERGO
Bharti AXA General Insurance	Royal Sundaram General Insurance

What documents are needed to make a claim?

You will need to submit a claim form along with the following:

- A copy of the vehicle’s registration book.
- A copy of the driving license of the person driving the vehicle at the time of the accident.
- An estimate of the repairs.
- A copy of the police FIR/panchnama in case of theft or any third party personal injury/death or property damage.
- If the vehicle is declared a total loss, either due to an accident or theft, you will also have to provide the following documents – RTO transfer papers, original RC book, original Insurance policy, the vehicle’s original keys, a no objection certificate from you for transfer of the vehicle, a letter of indemnity on judicial stamp paper and a letter of subrogation on judicial stamp paper.

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Bimadeals » Car Insurance

Motor insurance premium rates to go up from today

TATA AIG Car Insurance | Renewal – Features & Benefits

Royal Sundaram Car Insurance | Renewal – Key Features & Benefits

Reliance Car Insurance | Renewal – Features & Benefits

Complete Cover

​Facilities for your convenience

Super-fast service

Attractive Discounts

Vehicle Damage:

Personal Accident Cover

Third Party Liability

Add on covers

ICICI Car Insurance | ICICI Lombard Car Insurance Renewal – Features & Benefits

Bajaj Allianz Car Insurance | Renewal – Features & Benefits

Car Insurance Navi Mumbai | Choose & Compare Best Car Insurance in Navi Mumbai

Car Insurance Lucknow | Apply Best Car Insurance in Lucknow

Car Insurance Ahmedabad | Apply Best Car Insurance in Ahmedabad

Car Insurance Chandigarh | Apply Best Car Insurance in Chandigarh

Facilities for your convenience