An insurance policy that has been designed to offer guarantee for encashment at the time of maturity. In this policy the insured has the right to encash at the highest unit price that has been achieved by the fund during its ten year policy tenure. The insured has got the flexibility to pay their insurance premiums for seven years.
Features and benefits of Bajaj Allianz Max Gain are:
• In this policy the insured would be getting the highest unit price at the time of maturity.
• Up to 350 per cent of the total allocation charges would be refunded at the time of maturity as guaranteed addition.
• In this policy the insured is allowed to make partial withdrawal of cash from their insured fund in case of any financial emergencies.
• The insured is allowed to make unlimited top up premium contribution on to his or her insured fund so that they can further enhance their policy.
• The insured has been offered with the right to either increase or decrease the payment of premium so as to suit their changing needs.
• Rider benefits are also available in this policy which can be availed by making some additional premium payment. The riders that are available in this policy are accidental death benefit, critical illness benefit and partial or total disability rider benefit.
• In this policy the insured has the right to surrender their policy after the successful completion of the forth years of the policy. the surrender value that is to be paid to the insured would be equivalent to the regular premium fund value and top up premium fund value, if there is any.
• In this policy the insured would be receiving the fund value along with the additions that has been guaranteed.
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