The new Jana Suraksha of Aviva Life Insurance policy is a inclusive financial protection for the dependants or the children of the policy holder. This policy is a low cost life insurance policy. In case if the policy holder dies accidentally the lump sum amount will be guaranteed during the term of the policy.
The key features of Jana Suraksha of Aviva Life Insurance policy are as follows:
- The entry age of the policy is minimum 18 years and maximum 45 years.
- The policy terms available under this policy is 5 or 10 years which is a subject to maximum age of maturity of 50 or 55 years.
- The premium payment term is equal to the policy term.
- The annual premium depends on the life cover.
- The premium payment frequencies of the policy are annually, half yearly, quarterly or monthly.
- Under the Jana Suraksha of Aviva Life Insurance no benefit is payable at maturity.
The benefits of Jana Suraksha of Aviva Life Insurance policy are:
As death benefit
- If the policy holder dies unexpectedly in an accident or due to any mishap then the entire sum assured will be paid to the nominee.
- In case of accidental death the double amount of the life cover will be paid to the nominee.
- In case of the unlucky death of the policy holder the nominee will get the sum insured.
- In case of an accidental death, twice the amount of the sum insured is paid to the nominee.
- The policy benefits are available without undergoing any medical test.
As tax benefit
The Policy extends tax benefits as per the existing laws of the Income Tax Act, 1961. Tax laws are subject to change.
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