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Aviva Family Income Builder | Benefits | Eligibility | Premium

 

Aviva Family Income Builder by Aviva Life Insurance, a plan that helps you in ensuring a comfortable future income for your family by guaranteeing returns equal to double the premiums you have paid. Not only is this guaranteed income paid on your survival, it is also passed onto your family in case of your unfortunate death to take care of their future financial requirements. This ensures that you continue to provide your family with the same lifestyle thanks to a guaranteed future income.

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Eligibility of Aviva Family Income Builder:

Parameter Criterion
Entry Age 6 to 50 years last birthday
Maturity age 18 to 62 years last birthday
Policy Term 12 years
Premium Payment Term 12 years
Payout Period 13th to 24th year
Annual Premium (Min) Rs. 40,000 + taxes
Annual Premium (Max) Entry Age 6 to 45 years: Rs. 500,000 + taxes
Entry Age 46 to 50 years: Rs. 200,000 + taxes
Tax laws are subject to change

Benefits of Aviva Family Income Builder:

Guaranteed Income for self: Pay annual premium every year for 12 years and get Double the annual premium every year from 13th to 24th year.

Guaranteed Income for family in case of your death: If death occurs after the first policy year, an amount equal to Double the Annual Premium is guaranteed as annual payouts for family from 13th to 24th year, if all due premiums were paid till death. Future premiums are not required to be paid by the family.

If death occurs during the first policy year, an amount equal to the Annual Premium is guaranteed as annual payouts for family from 13th to 24th year, if all due premiums were paid till death. Future premiums are not required to be paid by the family.

Easy Buying Process: No medicals required as the policy is bought through Declaration of Good Health (DGH) on the proposal form.

Tax Free: Guaranteed payouts which are tax free as per the current tax laws

Waiver of Premium: Payouts guaranteed for family without paying future premiums, in case you are not around

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