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Apollo Munich Optima Senior | Eligibility | Features | Premium

Optima Senior: 

Apollo Munich has designed plan just for senior citizen.It’s time to lay those worries to rest. This wonderful plan, offers you and your spouse a life-long hassle free cover so that you can have the best healthcare during trying times, while making sure that you are not faced with any additional loadings in case you fall ill.

  • Plan exclusively created for Senior Citizens of any age
  • Comprehensive coverage for hospitalization
  • Option to choose a higher insurance cover (upto 5 Lakhs)
  • Hassle free lifelong cover for you and your spouse
  • No unpleasant surprises in the form of claim based loadings on renewals
  • Get cashless treatment across 4000 network hospitals across 800 cities
  • Get a non cumulative 5% discount on the renewal premium after every claim free year
  • Receive a free second opinion from our medical panel for listed ‘Critical Illnesses’

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Eligibility of Optima Senior:

  • Optima Senior is available on individual basis only and will cover persons from the age of 61 onwards.
  • There is no maximum cover ceasing age in this policy, which means once you are insured you are covered for life.
  • Optima Senior is available in the cover options for Rs 2 lacs, 3 lacs, and 5 lacs for a period of 1 or 2 years.

Premium Rates of Optima Senior

Age Group/Sum Assured(Rs.)

2,00,000 3,00,000 5,00,000

61-65 yrs

11,932 14,615 22,553

66-70 yrs

15,137 19,201

30,719

71-75 yrs

18,367 23,986

39,428

76-80 yrs

24,219 31,629

52,125

81-85 yrs 32,051 42,433

70,849

>85 yrs 42,497 57,032

96,402

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