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| child plan |
| By girish on July 2, 2009, 12:17 pm |
| I m 31 yr old, I want a policy for my baby 1 yr old.Which one is best in LIC,like LIC Jeevan Anurag or LIC Career plus |
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| Health Insurance |
| By Anmol Ghosh on June 23, 2009, 9:44 am |
which is the best company in health insurance?I want it for myself,my wife and for my two kids.
I should go for ICICI Lombard or with LIC.....can any one suggest me..
Thank You |
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| By Sonali Singh on June 29, 2009, 9:22 am |
In all circumstances LIC is best in Health Plans.but if you want health insurance plan instantly then ICICI Lombard is good in processing.
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| Want life insurance |
| By Krishna Verma on June 17, 2009, 11:40 am |
Hi i am looking for a good life insurance plan.please help me
Thank you
take care |
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| By monty taneja on June 18, 2009, 11:17 am |
dear sir,
i m life insurance agent in dlf pramrica company.if you want to take a policy plz send me e-mail. |
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| By Team Bimadeals on June 17, 2009, 11:42 am |
| Dear Krishna,Please post your request at the given link--http://www.bimadeals.com/life-insurance-india/apply-online.php.We would help you in giving link a comaprision for Life insurance. |
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| Is Capital Unit Gain in bajaj Allianz worth investing |
| By Nkumar on June 11, 2009, 5:18 pm |
hi,
I am 34 yrs old working for a MNC and I had invested 35000 P.A for the last 3 years and i want to take back my money this year and when i visited there office they said i can apply for partial amount and if i want the total corpus i need to face penalty for surrender charges which is very high i.e after 3 years. While joining i was told by agent that i can take the total amount but now they are saying surrender charges are applicable until my term completes i.e 20 years but which will be low when it gets near to my term. They advised me to leave the entire amount as it is for 20 years to build a good corpus. Recently i took a term policy for 20lacs as i support the total family (wife,kid and dependent parents). I want to remove the insurance cover in my ulip which i opted for max (7 lacs) as i think mortality charges are high compared to term plan. Please let me know if Capital Unit Gain in bajaj Allianz worth investing?
Thanks
Nkumar |
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| By yash on June 18, 2009, 9:20 am |
It not worth to invest in that.Just wait for some time it will definitely give you good returns.
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| gold plus |
| By gyanesh on May 25, 2009, 6:25 pm |
| I bought birla gold plus wether it is a good choice |
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| By tanmay on May 26, 2009, 12:49 pm |
Sir if you have already bought the plan then why to think now.but birla gold plus is a good plan.
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| Health insurance |
| By guru on May 21, 2009, 4:57 pm |
| I have working MNC and currently my company taking care of my family's medical expenses. Kindly advice what is the best way of my family health insurance to take of Family medcal expenses after my retirement? |
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| By Rangarajan A on June 3, 2009, 4:14 pm |
| To the best of my knowledge and I have compared with few coys. like Bajaj Allianz, GIAC, Star, Royal Sundaram, ICICI, LIC, Max etc., M/s. Bajaj Life insurance's family-care-first seems to okay even in terms of premium, services etc.,. Medical coverage even for father and mother in laws too, covers around 125 day care treatment, worthy too. .. |
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| By Albert on May 25, 2009, 6:00 pm |
Apollo DKV is the best one
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| Tata AIG Apex |
| By sumit on May 20, 2009, 11:00 pm |
Is it wise to invest in TATA AIG APEX plan or i should go for some good MF,,
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| By Ritesh on May 25, 2009, 3:45 pm |
| I think MF would be a better option for you. |
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| tata aig invest assure gold |
| By minesh patel on May 17, 2009, 7:59 pm |
| i have invested in tata aig invest assure gold paying yearly premium of 3lacks rs is it a wise move or i am in trouble |
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| By Himjit,+919854116517 on May 19, 2009, 2:41 pm |
| No need to worry. It is so beautiful product, from the 2nd of yr the charges is as low only 4% there fore it is easy to grow your amount repeadily. |
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| NAV History |
| By Krishnakant on May 15, 2009, 1:17 am |
hai i am investment advisor their is any source to know history of NAV all plans of all insurance company
plz help me |
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| By Prushottam K on May 15, 2009, 4:35 pm |
Every insurance company have different criteria for this
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| ULIP VS TRADITIONAL PLANS |
| By ravi gandhi sharma on May 12, 2009, 1:43 pm |
| I WANT TO TELL EVERY INVESTOR PLEASE CHECK YOUR PAYING CAPACITY BEFORE PURCHASING A INSURANCE PLAN. ULIP PLANS GIVE THE RETURN ON MARKET VALUE SO PLEASE DO NOT INVEST FOR ANY NECESSARY WORK IN THIS BECAUSE ITS RETURN MAY BE DIFFER AS YOU ASSUME. |
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| birla |
| By kirti on May 11, 2009, 12:38 pm |
| what is the allocation charges applicable in birla dream plam |
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| By vinod on May 12, 2009, 11:06 am |
There is no premium allocation charges that is deducted from the policy premium.But for a top up premim there is a deduction of 2% & the rest 98% will be invested in the investment fund.
Hope your query is resolved......
Thank you
bye |
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| ulip |
| By REJANI R NAIR on May 7, 2009, 8:33 pm |
| Ihave recently seen a friend of mine got nearly16 %return in three years from ICICI prudential ulip investment .Does it work? |
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| By Sonu on May 13, 2009, 9:39 am |
Wow!!!!!!!!!
if he has got this much of returns then its really amazing.
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| Tata AIG APEX |
| By ARPITA on April 29, 2009, 12:38 pm |
| PLEASE LET ME KNOW TATA AIG'S IA APEX HAS WHAT PERCENTAGE OF RETURN GURANTEE |
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| By Akriti on April 30, 2009, 4:28 pm |
| You need to pay upto 3years and minimum premium payment amount is Rs.90,000.And you will get the returns in next ten years and the highest NAV will be paid. |
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| Life Insurance |
| By Pratik on April 25, 2009, 9:37 am |
| I am looking for a good life insurance plan.Please help me |
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| By rajesh on April 30, 2009, 1:54 pm |
| Birla sunlife |
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| By Team Bimadeals on April 25, 2009, 9:41 am |
| Dear Pratik,Please post your request at the given link--http://www.bimadeals.com/life-insurance-india/apply-online.php.We would help you in giving link a comaprision for Life insurance. |
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| ULIP |
| By RAHMAN MZ on March 31, 2009, 2:00 pm |
I took a ULIP with ICICI Prulife in the year 2005 and subscribed Rs.28000/- annually for three consecutive years. From fourth year onwards I discontinued. Presently the fund value of my above a/c has dwindled and it is less than the principal amount - it is more than 5 years since I started this account.
Is there a way to link this account with a Monthly Income Plan of any of the ICICI Scheme as and when there is any enhancement in the fund value? Please advice.
Thanks
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| By Shikha on April 27, 2009, 6:15 pm |
You should check this from the ICICI ,they might give you a solution to this.
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| which ulip plan give best results to me |
| By kalepsh on March 28, 2009, 7:48 pm |
| can u tell me anybody which ulip plan give best results to give me i inverst in long time so can u tell me pls. my yearly income is 2lakhs my email id is kbm_7379@yahoo.co.in |
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| By Deepak Kumar on April 30, 2009, 11:35 am |
You invest in TULIP product of Reliance life. Contact me for the best product in which 250% guaranteed addition is there. And after 5 years u can further invest making partial withdrawls.
thank you.
Deepak
09337400847 |
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| By chetan on March 30, 2009, 10:07 am |
A ulip plan can be merged with a children plan or a pension plan will surely give a good result;so take that plan that fulfull your requirement or need.
Cheers
Chetan |
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| Ulip vs MF + Insurance |
| By Pravin kumar Investor & Trader on March 19, 2009, 9:29 pm |
I think it will be wise to keep insurance, ie term insurance & sip investments via MF preferably dividend seperately bcos your charges for term insurance are much cheaper and if u take past 10 years records of good Mf the returns are much greater than your Ulips , whereas the chargesin Ulips are much higher and mostly goes unknown as bundled .Further as investment are in sip method for 3 years plus you will be averaging , hence the question of moving fund from debt to equity strategy as in Ulip is not required.
thank u
comment on this . |
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| By chetan on March 30, 2009, 10:08 am |
Thanks for the information Mr.Pravin.This is really good.
Cheers
chetan
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| By VIJAY on March 23, 2009, 3:19 pm |
| yes, this is the best ideas for investment...don't waste your money by investing into ULIP...it eats your all returns.....agents sell only those policies which gives maximum commission without telling the fact....even insurance companies are designing the policies with 100% allocation still the charges are being deducted on montly basis e.g 1.5% to3.5% charges monthly....ULIP investment is just wastage of money....mutula fund investment is very much transparent and invstor friendly...specially SIP investment is the best tool for wealth creation..... |
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| Cashless Health Insurance |
| By Kishan Lal Maurya on March 6, 2009, 9:46 am |
| Please let me know the best insurance co. for Family Floater cashless Health insurance who cover the all expenses. |
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| By Team-Bimadeals on March 9, 2009, 10:30 am |
Dear Kishan,Please post your request at the given link we will help you out in giving a comaprison for Health Insurance.
http://www.bimadeals.com/health-insurance-india/Req_Health_Insurance_New.php |
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| Aviva Lifesaver Super |
| By Anahita on March 5, 2009, 9:56 pm |
| I am 34 year old executive. I have recently purchased Aviva Lifesaver Super plan for Rs.20,000/- annual premium for 20 years. I am still in doubt if this is the right choice for ULIP. Please help me and guide me about ULIPs. |
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| By Amarjeet Parija on April 17, 2009, 11:45 pm |
Dear Anahita,
If you have decided to give premiums for 20 yrs withour break up then its absolute right plan to take at the age 34. Dont worry you will get a good return and extenssive risk coverage and other befiits. |
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| By vijay on March 23, 2009, 4:03 pm |
| dear, stop the plan and take your money back in free look period...start a SIP of good mutual fund e.g Reliacne growth fund, birla frontline equtiy fund on every month for long term...take a term insurance plan of LIC for risk cover and live your life trension free.... |
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| By ITI Verma on March 13, 2009, 10:26 am |
The plan is good,will give you good benefits.But you should consider other plans too.check deeply and then only go for any plan.
Regards ITI
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| By Rahul Agarwal on March 8, 2009, 6:23 pm |
| In todays market scenario, its imperative that you check the fund performance of the ULIP before buying. Based on your risk apetite, companies offer choice among equity-linked & debt-linked funds and offer switching among funds. But a common man doesn't have enough knowledge & time to monitor market & switch his/her fund as per the market. I faced the same situation but luckily got the answer in a Kotak's fund wherein Kotak's Fund managers themselves do the switching on our behalf. Its past history shows tht it gives returs of Fixed Deposits in Down market & returns of mid-caps n Up market |
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| market |
| By Avijit on February 2, 2009, 1:00 pm |
| Who according to you is the best player in the whole insurance market ??? in terms of returns,costsb& benefits.... |
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| By subharang on April 3, 2009, 12:24 pm |
| Look before your leap. See your financial conditions. Think twice, before getting a policy. Let it be LIC or any Private insurance firm. When somebody approaches you for a policy, please ask him/her to clear all your doubts about the policy and to provide alternative policy, leaflets and details etc., Compare the premium, paying term, riders cost, benefits, returns & services etc., with other insurance firm also. No one is leading in all. Many of the policies introduced by the firm has failed to achieve success and net result ...policy withdrawn.. customer is the loser.... |
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| By G N PATEL on March 29, 2009, 5:12 pm |
| LIC & LIC only. From point of view of Insurers Health Parameters LIC has1. lowest outstanding claim ratio, 2. Lowest operating cost 3.Highest Profit.4, Being largest on the basis of No. of Policies is the safest company. |
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| By kulbhushan on March 9, 2009, 10:35 am |
I belive LIC.The one that comes with new new paln every time
Regards
Kulbhusan
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