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Renewal of mediclaim pol. |
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| By Sanjiv Sahai on February 8, 2010, 4:27 pm |
| I want to reneiu my medi claim policy ( family flotter) with new co.with contunity of insurance. I want to know if I shift to the new co with continuty what the new co will treat my pol. as 1st yr or 2nd yr. |
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| By prakash parthe on February 14, 2010, 3:12 pm |
You can renew policy with other Insurance co. I am an agent for New India Insurance Co. In Mumbai . If you are interested I can help you.
Regards,
Prakash |
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| By Nidhi on February 10, 2010, 4:12 pm |
| Hi, New company will take it as a new policy. |
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Child Plan |
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| By sunil sharma on February 7, 2010, 7:43 pm |
| I want to buy Child Plan for my Daughter,She is going to Complete Six Years,So Pls suggest me which is the Best Child Plan Available & If You Compare Jeevan Saral with Any Good Child Plan,Which is the Best |
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| By Nidhi on February 10, 2010, 4:24 pm |
| As per my opinion you can take an ulip policy for your daughter. Whether Jeevan Saral is an endowment plan which will give you restricted returns. In ulips you can get higher returns as compare to a traditional plan. You can check the plans of HDFC Standerd Life, Birla, Sunlife, Icici Prudential, Max newyork Life. |
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insurance |
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| By SURESH.M on February 4, 2010, 12:16 pm |
what insurance would you suggest for a 17 year old boy. Would a Limited Payment Endowment plan 25/20 be advisable. What is the net returns
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wants to Investment advice for long term ( max 10 Years ) |
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| By arun on January 6, 2010, 9:35 am |
Hi I am arun,
I need the Investment advice and which is the best investment company.
1. TATA AIG
2. Bajaj ALiance
3. LIC
I able to invest 3 years only minimum Rs.15k PA, but I want return back the investment max 10 years after.
Pls advice to me by mail.
Thanks & Regards,
P ARun |
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| By Chandra Mohan. K.V. on February 22, 2010, 11:20 am |
Hello I am an investment advisor. The IRDA presently stipulates minimum years investment. All theuaranteed return plans Or SIPs im companies selected by you seem to charge heavily during the first three years. Why dont you try Birla Sunlife guaranteed return plans or SIPS with some Mutual funds like Sundaram BNP, Birla sunlife HDFC IDFC and the like?
If you provide complete details I may be able to help you. |
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| By Ganesh Shah on January 16, 2010, 4:12 pm |
| Sir,if you are looking to invest for 3 years then you should choose a policy where allocation charges are minimum and minimize your insurance cover. |
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Child plan & health plan |
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| By Suresh on December 18, 2009, 12:08 pm |
I want a Child insurance plan and a family floater plan for my family.
please let me know the best company in both cases. |
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| By Team Bimadeals on December 22, 2009, 9:45 am |
| Dear Suresh,Please post your request at the given link http://www.bimadeals.com/life-insurance-india/apply-online.php and representative from different insurance company will get in touch with you. |
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Change in LIC Plan |
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| By Sreenath on November 17, 2009, 3:23 am |
I took a Jeevan Shree LIC policy for 25 years - 2 years back and now i want to cancel this one and opt for a term insurance. Wondering if someone can help me know the options i have...
How much will i get if i surrender this policy now?
Will the surrender value be more after 3 years of policy premiums paid?
Let me know your suggestions |
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Child Plan |
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| By Konika Shah on October 8, 2009, 4:07 pm |
I am looking for a child plan for my child.Age-05 years old.
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| By Chandra Mohan. K.V. on February 22, 2010, 11:27 am |
Sir,
Do not go in for conventional plans of companies. Opt for Equity-based plans which give you returns at least over 15%, that is tosay which might double your money in 5 years at least. A scheme which enables SIP with long-term capital appreciation will suit you. If you give a personal request, I can suggest an investment plan specific for you.
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| By Ranjit Kumar Nayak on February 6, 2010, 1:53 am |
I suggest you to go for Jeevan anand. You will double growth in this. You can put your son as nominee. In this you are taking the policy for 16 yrs, your son will be that time of 20 yrs. so you will be more 100% growth. For example: if you are going for SA 3 lakhs, you would get 6 lakhs+. Which is very good plan and will be very helpful for son's higher study and other arrangement. If you go for other child plan, there is very less growth. Also in Jeevan anand. Your policy will be still active though you are getting all the money back. Also you can apply for Loan in this plan. Let me know if you are interested for this and if you have any mre questions.....
9880912241.(Any time will be available)
Thanks,
Ranjit. |
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| By Team Bimadeals on October 8, 2009, 4:58 pm |
| Dear Konika,please post your request at the given link http://www.bimadeals.com/life-insurance-india/apply-online.php and representative from various Insurance companies will get in touch with you |
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Life insurance |
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| By Kanika Rao on September 17, 2009, 1:24 pm |
| Life Insurance that can secure my future |
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| By Team Bimadeals on September 17, 2009, 1:26 pm |
| Dear kanika,Please post your request at the given link for your Life Insurance requirement http://www.bimadeals.com/life-insurance-india/apply-online.php |
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Comment on Newsletter-August'09 |
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| By Rajiv Deshmukh on August 31, 2009, 9:47 am |
| Very nice information you have given. I want to meet expert on Health Policy as there are many doubts and clarification is required. |
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| By Team Bimadeals on September 11, 2009, 9:37 am |
| Please post your request at the given link http://www.bimadeals.com/health-insurance-india/apply-online.php |
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Investment goal for education and retirement |
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| By oudumbar on August 22, 2009, 4:17 pm |
I have Tata Aig Nirvana Plus/Birla Sun Life Children's Dream Plan/LIC Jeevan Saral/LIC Jeevan Tarang/Reliance General Insuranc/Some FD/ Some Mutual fund.
I have child of 4yrs for there Education and our both retirement. is this much investment is ok or it required to do more. Explain in details |
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| By Nitin Shah on August 31, 2009, 9:38 am |
Sir,these investments would be well.
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pension plan |
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| By ashish gambhir on August 17, 2009, 8:28 pm |
i am 38 yrs old .i am need of a pension plan.which on would be most suitable.
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| By KKK Guptha on August 19, 2009, 11:44 pm |
| Hi Ashish, Pension Plans available in several ways. like ULIP and Traditional with and without Life Cover. Best one is choose WiTHOUTCOVER Plan. Your Age is now 38. If you, choose Vesting Age 55 to 60 , go with ULIP Plans . In Market, HDFC SLIC - PENSION II and PENSION MAXIMISER II is BEST PENSION PLANS. |
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health insurance |
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| By ATANU MUKHOPADHYAY on August 16, 2009, 11:54 am |
| irda should put eagle's eye on rates / benifits of health insurance policies otherwise it would be a cost catarostrophy for the poor insured fellow |
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| By Lokesh Ghai on August 22, 2009, 9:49 am |
| Thank you dear |
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Life insurance |
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| By Nishant tyagi on August 14, 2009, 9:22 am |
want good life insurance
please help |
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| By Team Bimadeals on August 14, 2009, 5:12 pm |
Dear Nishant,Please post your request at the given link http://www.bimadeals.com/life-insurance-india/apply-online.php for your Life Insurance requirement.
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health insurance |
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| By sanjay on August 14, 2009, 2:35 am |
| i m 40 year old. i want buy family floter policy.how is icici pru health saver?what is difference betbeen this policy and other general insurance (like icici lombard,orientalect)policy? |
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| By KKK Guptha on August 19, 2009, 11:51 pm |
| Hi Sanjay!! ICICI Health Saver good many reasons when compares with General Health Policy. In Health Saver mix of General Health Policy Plus Market Plan(ULIP). General Health Policy every year you have to renew. But, in Health Saver you can get some fund value.If u stops premium after 5 years also the Health Coverage till the term. |
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Term Plan |
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| By shivanand Hegde on August 6, 2009, 9:24 am |
| Can you tell me of Insurance companies offering term plans which doesn't involve agents(maybe an online policy)...from what i understand agents get substantial commission in very deal...i am a poor guy and cant afford this luxury |
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| By Eshwar on August 6, 2009, 9:52 am |
| You can buy online from ICICI prudential. |
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Pension Plan |
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| By T K Bhattacharya on August 1, 2009, 9:01 am |
| I have taken a SBI Horizon II Equity linked Pension Plan Dynamic for 25 years with yearly subscription of Rs. 30,000/-. I would like to know whether this plan is worth continuing for 25 years and what is the expected return and how this fund performs. Is there any other better plan than the above. |
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| By Balaji on August 8, 2009, 12:59 pm |
Hi Bhattacharya,
The plan is good and will give u returns after 25 years.
But SBI Smart Plus plan is better than this,you need to keep it for 10yrs,payment will be done for 3years and you need to keep it or another 7years.But it offers highest NAV.
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need a children polcy |
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| By jatinderpal singh on July 29, 2009, 8:23 am |
| is gurrented plans or ulip plans are better for childern polcy |
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| By Nilesh on July 30, 2009, 1:08 pm |
Dear Jitendra, a ulip plan would be better. As chosen for 15 to 20yrs it will give good returns,a percentage of amount would be added at the time of maturity,whereas in case of Guarantee plan a fixed amount will be given which the company promised at the time of taking the policy.Always with a Insurance company who's track record is good.
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Need base selling |
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| By Neel Garg on July 16, 2009, 3:25 pm |
| Before purchasing any Insurance Plan one should know the actual need & paying capacity. Also must aks for deductions & total expenses etc. |
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| By Kewal Sharmn on July 23, 2009, 10:07 am |
| Thank you for the information |
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On LIC |
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| By Ajaymol Pralhad Jadhav on July 11, 2009, 3:31 pm |
I have one police of LIC of India. But last 1 year I do not paid the primiums. I want to countinue my policy. Please tell me the pending amount which is I am want to paid.
Thanks,
Ajay Contact no: 9326262900 |
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| By BM Lakhwani (Development Officer-LIC-Indore-98931- on July 30, 2009, 9:09 pm |
U can continue Ur policy just email Ur policy No. and tel us about where from U had taken this policy i.e which city? thanks.
BM Lakhwani D.O. LIC |
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| By Sohan Jain on July 21, 2009, 6:56 pm |
Dear Ajaymol,
It can be possible, just check with your LIC agent
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pvt. insurance co & lic |
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| By sagarmalohtra on July 5, 2009, 4:32 pm |
| what is the diffrrance between LIc & other pvt co. What is %of share of govt in LIC .Are these pvt insurance co r safe. |
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| By Kailash Vaidh on July 10, 2009, 10:08 am |
My experience with LIC is good so far,it is in the market for last 52 years.
whereas other companies wont have this much of experience.
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| By Aravind on July 9, 2009, 4:36 pm |
There is no difference in teh operations of LIC & pvt players.
Both are governed by IRDA. The only difference you see is in the ownership pattern |
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